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Frequent Contributor
Posts: 382
Registered: ‎06-26-2012
0

Walmart increase

I thought the general consesnus was that GE/Walmart did increases every 3 months - (every quarter) either auto or at least would grant over the phone.

 

Do I have this number wrong - is it really 4 months or is it even longer in some instances?

 

About 3 days after my 3rd statment cut (about 2 weeks ago) I called and did the whole automation system for a CLI, no counter-offer just a "we can't offer any credit limit increase at this time - we'll send a letter". Got the letter yesterday and it said that I did not have enough time at the current credit limit.

 

What gives? Should I try again before/after the 4th statment cuts?

 

The only thing I can see as a "flag" would be I took up walmart on their interest free on electronics to buy a nice large TV back when I first got the card - I have about 2/3 of it paid off - I use the card every month additionally for about $50 and pay off the full 50 and then more towards the TV. So I've technically been carrying a balance - but its all been interest free.



Current: Eq- 624 Ex - 631 (lender pulled) TU - 661 (lender pulled)
Goal 700+ across all three
Valued Contributor
Posts: 1,987
Registered: ‎06-25-2012
0

Re: Walmart increase

Im close to my 6th month with walmart and i have not receive a cl by going with their every 4 months. I just called their backdoor number and got my card from 150cl to 3k. And i was on my 3 month when that happen
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Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
0

Re: Walmart increase

It is every 4 months. If your looking for a CLI sooner around the 3 month timeframe id give this number 1 877 379 8173 a call this is GE Customer Solutions and **bleep** handle pretty much all of their retail cards except CareCredit AFAIK.



Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Valued Contributor
Posts: 2,789
Registered: ‎10-10-2012
0

Re: Walmart increase

I have had my Walmart card since November and I am waiting until 4-6 months and seeing if I get any increase. If not then I will call.

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 816 EX 780 TU 823
App free since 4/11/13
Established Contributor
Posts: 727
Registered: ‎01-13-2013
0

Re: Walmart increase

try the luv button after the 4th statement cut, if you get no CLI call the backdoor number.

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Starting:TU:536 EXP:561 : EQ:552 Current:TU:680 Walmart (2-15-14)EXP:712 FICO!! (12-4-13):EQ:622 (FICO 2-6-14) Uti 27% Goal: 720 By 12-13.
Frequent Contributor
Posts: 382
Registered: ‎06-26-2012
0

Re: Walmart increase

Thanks guys, Guess I was just a year too early. I have no desire to make any big purchases with it since I'm still paying off the TV and honestly I couldn't FIT a bigger TV in my house If I wanted to in the first place.

 

I think I'll try the luv button a week or so before the 4th cuts and then again right after if I'm not given one. 

 

 



Current: Eq- 624 Ex - 631 (lender pulled) TU - 661 (lender pulled)
Goal 700+ across all three
Established Contributor
Posts: 727
Registered: ‎01-13-2013
0

Re: Walmart increase


scarrollprint wrote:

Thanks guys, Guess I was just a year too early. I have no desire to make any big purchases with it since I'm still paying off the TV and honestly I couldn't FIT a bigger TV in my house If I wanted to in the first place.

 

I think I'll try the luv button a week or so before the 4th cuts and then again right after if I'm not given one. 

 

 


I tried the luv button the day I PIF, nothing

 

two days later, nothing

 

statement cut day, nothing

 

next day the statement cut, 200 CLI

 

called same day backdoor, nothing

 

called next day again, nothing.

 

i have 18 inqs, so i know i am being to greedy, hehe, ill wait for another statement.

Amex PRG NPSL, Amex Delta 2k (AU) Discover iT 5k, BOFA Siggy $5k, BOFA AlaskaAir Siggy 5k, BBVA Compass $5k! Macy's $4.5k, C1 $2.5, SFCU $2.5k, SFCU LOC $2k, Paypal SmartC $4k, Sam's 5.5k Victoria Secret $2k, Kay's $1.7k.,76/Citi $1.5k Amazon $5k, Walmart Disco $3k JC Penny $4k, C1 $2.5, BBRZ 700.
Starting:TU:536 EXP:561 : EQ:552 Current:TU:680 Walmart (2-15-14)EXP:712 FICO!! (12-4-13):EQ:622 (FICO 2-6-14) Uti 27% Goal: 720 By 12-13.
Highlighted
Moderator
Posts: 27,207
Registered: ‎09-13-2012
0

Re: Walmart increase

Approved in late Sept, got my card in Oct. first statement cut in Oct and I received an auto CLI of $100 first week of December (I called for Black Friday and was denied). Wasn't happy with the $100 increase, so I called and received and additional $200- making my new limit $1000 the amount I asked for- should have asked for $2000!

 

YMMV

New Member
Posts: 4
Registered: ‎09-16-2014
0

Re: Walmart increase

Well whats the backdoor number ??

Regular Contributor
Posts: 207
Registered: ‎05-07-2007
0

Re: Walmart increase


queenlee60 wrote:

Well whats the backdoor number ??


The number is in one of the post above - 1 877 379 8173

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