Re: Weird Walmart Discover auto CLI

justforting · ‎09-18-2013

Got the card in ~May. Every month I use it for a total purchase < $10 and pay in full before the statement comes out. Received $600 auto CLI this month.

Last App: 09/17/2013 // No App Until: Mortgage (05/14?)

Cards in my wallet: AMEX BCE ($8000) // CITI AA VISA SIG ($5000) // CHASE FREEDOM ($3500) // DISCOVER IT ($1000) // CAP ONE NC ($1000) // WALMART DISCOVER ($1600)
Credit Scores: FICO TU08 (10/13): 739 // Credit Karma (10/13): 677??!! // Credit Sesame (10/13): 730
Next Goal: CSP (after mortgage probably...)

myjourney · ‎09-18-2013

@justforting wrote:
Got the card in ~May. Every month I use it for a total purchase < $10 and pay in full before the statement comes out. Received $600 auto CLI this month.

Auto luv is good luv

Congrats

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?

djc1puno · ‎09-18-2013

Congrats!

GARDEN GOAL: MARCH 2014
LAST APP: 08/20/2013
---=[NORTHBOUND]=---

09Lexie · ‎09-18-2013

Not sure why its weird but congratulations on the CLI

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justforting · ‎09-19-2013

@09Lexie wrote:
Not sure why its weird but congratulations on the CLI

'cause I haven't used it heavily and I even left no balance on the account. I supposed that I will only get auto CLI if I use it heavily and pay maybe several times within each billing cycle.

Last App: 09/17/2013 // No App Until: Mortgage (05/14?)

Cards in my wallet: AMEX BCE ($8000) // CITI AA VISA SIG ($5000) // CHASE FREEDOM ($3500) // DISCOVER IT ($1000) // CAP ONE NC ($1000) // WALMART DISCOVER ($1600)
Credit Scores: FICO TU08 (10/13): 739 // Credit Karma (10/13): 677??!! // Credit Sesame (10/13): 730
Next Goal: CSP (after mortgage probably...)

09Lexie · ‎09-19-2013

Oh, I see. I've had the same experience with my GE cards. I guess its a YMMV if heavy usage is the pathway to CLI with GE.

Closing Credit Cards

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justforting · ‎09-19-2013

@09Lexie wrote:
Oh, I see. I've had the same experience with my GE cards. I guess its a YMMV if heavy usage is the pathway to CLI with GE.

I like it this way! Just doing nothing and waiting for auto CLI!

Last App: 09/17/2013 // No App Until: Mortgage (05/14?)

Cards in my wallet: AMEX BCE ($8000) // CITI AA VISA SIG ($5000) // CHASE FREEDOM ($3500) // DISCOVER IT ($1000) // CAP ONE NC ($1000) // WALMART DISCOVER ($1600)
Credit Scores: FICO TU08 (10/13): 739 // Credit Karma (10/13): 677??!! // Credit Sesame (10/13): 730
Next Goal: CSP (after mortgage probably...)

09Lexie · ‎09-19-2013

So, do I!

Closing Credit Cards

The Definitive Amex 3X CLI Guide

Frequently Requested Threads

Kenny · ‎09-19-2013

LOL I also got an odd auto CLI but this time with Sam's club.. 300 bucks. lol

I'll take it!

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lithium78 · ‎09-19-2013

I typically spend around $40 a month on my Walmart Discover and I just received a CLI of $1500. GECRB is just a very friendly lender. It's definitely not my best card, but I will keep them around because they are my highest CL.

Starting Score: TU: 566
Current Score: TU: 741 (Discover FICO); EQ: 755 (MyFico) EX: 774 (FAKO)
Goal Score: 800
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Weird Walmart Discover auto CLI

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Weird Walmart Discover auto CLI