Wells Fargo Being Nice

[j615]

Since I had the day off and had some time this morning, I decided to call WF to request a soft pull CLI on my Cash Back Visa Card.

Old limit was at $7,100 and I requested for $14,000. They only asked for income during the soft pull request and don't even ask for any reasons for the increase (they have in the past for me). Instant approved with a counter offer of $12,500—which I'm happy with, especially with WF.

Have a safe holiday!

[Anonymous]

congrats on your CLI have a great day

[Anonymous]

Congrats, very nice increase!

[Anonymous]

Nice! And a soft pull, too!

In my wallet: Venture 15k; Barclay Ring 12.5k; Discover 10k; CareCredit 7.7k; Amazon Store Card 5k. QS 5k; BofA Travel Rewards 3.5k; BofA Travel Rewards 3.5k; BofA Platinum Visa 2k; Barclay Apple Rewards 2k. Total Credit: 66,200. 7/2-FICO: EQ - 788; TU - 777; EX - 690; GOAL: 780 across the board then 800 across the board. Inquiries: EQ: 7 TU: 7; EX 7; Chapter 13 seven years May, 2015. Reset my garden date to 6/27. Gardening until further notice.

[Anonymous]

🙆🙌🙆🙌🙆🙌🙆🙌 Congrat's !!! 🙌🙆🙌🙆🙌🙆🙌🙆
A W E S O M E

[OmarGB9]

Way to work the system! Lol. Makes me wanna try to do the same on my WF card...

[alextercero]

Congrats

[OmarGB9]

One other thing, is yours a Visa Signature by chance? Or a regular visa?

[B335is]

Congrats!!

[j615]

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@OmarGB9 wrote:
One other thing, is yours a Visa Signature by chance? Or a regular visa?

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Regular. It started as a College Cash Back Visa, and now it's a regular Cash Back Visa. I've asked if PC was possible when the limit was set to $7,100 and I was told I must apply for the Signature version separately.

I really don't use this card anymore and usually just charge my Netflix subscription on it every month due to how tight WF was with credit limits and low rewards. Ironically, today it's my highest CL card. If they tell me it'll require a hard inquiry to CLI, I probably won't do it.