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So there doesn't seem to be a lot of interest in WF credit products on here and I figured I would speak of my experiences with them.
They were the first to give me a credit card as a student with almost no incomes (3.2k at the time) they gave me a limit of 1000 when no one else would touch me. A few months later I called for a CLI and they approved me for 1500, and today I called again and got bumped to 2200
CLI's with WF are soft pulls and there is no time limit between CLI requests. (about 4 months since I last had a CLI)
Since I started March of last year I now have a Zync NPSL, Citi Div PlatSelect MC and as soon as my WF CLI reflects on reports I will apply for Amex Delta Gold
Sooo thank you WF for getting me started
I have a WF card but it says on their site that you have to wait at least 12 months to requet a cli. I always thought it was an HP for cli fro mreading. So you saying its a SP?
Congrats
Congratulations, nice increases!
FWIW, I just got a WF Rewards Visa a few months ago. They gave me a $7000 starting CL, which is my highest to date. So, no complaints from me.
Yup their pretty solid.
I've heard rumors that they may be expanding their credit division this year to compete better, so here's to hoping for a nice rewards card like US Bank Cash+ I can PC to
@Zanarov wrote:Yup their pretty solid.
I've heard rumors that they may be expanding their credit division this year to compete better, so here's to hoping for a nice rewards card like US Bank Cash+ I can PC to
Oh, I could simply convert my existing account, I'd love that! Their rewards are pretty so-so, so it would make sense that they would come out with a product that's more competitive. Here's hoping...
Called today...
Soft Pull went from $700 to $900 (my smallest limit of any card)
I have my checking, savings, 401K, mortgage, brokerage, and this credit card with Wells.
Started 12/11 with a $500 limit and have went to $900 after 13 months....
Oh well, at least there is no fee and it was only a soft pull... back to the sock drawer it goes.
@Hammer23 wrote:Called today...
Soft Pull went from $700 to $900 (my smallest limit of any card)
I have my checking, savings, 401K, mortgage, brokerage, and this credit card with Wells.
Started 12/11 with a $500 limit and have went to $900 after 13 months....
Oh well, at least there is no fee and it was only a soft pull... back to the sock drawer it goes.
Wow, with so much banking relationship, it is kind of ridiculous to see that small CLI.