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Wells Fargo CLI

Valued Member

Wells Fargo CLI

So there doesn't seem to be a lot of interest in WF credit products on here and I figured I would speak of my experiences with them.

 

They were the first to give me a credit card as a student with almost no incomes (3.2k at the time) they gave me a limit of 1000 when no one else would touch me. A few months later I called for a CLI and they approved me for 1500, and today I called again and got bumped to 2200

 

CLI's with WF are soft pulls and there is no time limit between CLI requests. (about 4 months since I last had a CLI)

 

Since I started March of last year I now have a Zync NPSL, Citi Div PlatSelect MC and as soon as my WF CLI reflects on reports I will apply for Amex Delta Gold Smiley Very Happy

 

Sooo thank you WF for getting me started

Message 1 of 17
16 REPLIES
Frequent Contributor

Re: Wells Fargo CLI

I have a WF card but it says on their site that you have to wait at least 12 months to requet a cli. I always thought it was an HP for cli fro mreading. So you saying its a SP?

Message 2 of 17
Established Contributor

Re: Wells Fargo CLI

Congrats

Message 3 of 17
Valued Member

Re: Wells Fargo CLI

yup, just call the number on the back of your card and ask for a softpull cli. They counter offer so ask a liitle more then you think you could get...

I've gotten 2 cli in less them a year, both were soft pulls. Not sure why the website says 1 year.
Message 4 of 17
Moderator Emeritus

Re: Wells Fargo CLI

Congratulations, nice increases! Smiley Happy

 

FWIW, I just got a WF Rewards Visa a few months ago. They gave me a $7000 starting CL, which is my highest to date. So, no complaints from me. Smiley Happy


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Message 5 of 17
Valued Member

Re: Wells Fargo CLI

Yup their pretty solid.

 

I've heard rumors that they may be expanding their credit division this year to compete better, so here's to hoping for a nice rewards card like US Bank Cash+ I can PC to Smiley Tongue

Message 6 of 17
Moderator Emeritus

Re: Wells Fargo CLI


Zanarov wrote:

Yup their pretty solid.

 

I've heard rumors that they may be expanding their credit division this year to compete better, so here's to hoping for a nice rewards card like US Bank Cash+ I can PC to Smiley Tongue


 

Oh, I could simply convert my existing account, I'd love that! Their rewards are pretty so-so, so it would make sense that they would come out with a product that's more competitive. Here's hoping...


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Message 7 of 17
Highlighted
Frequent Contributor

Re: Wells Fargo CLI

Called today... 

 

Soft Pull went from $700 to $900 (my smallest limit of any card) 

 

I have my checking, savings, 401K, mortgage, brokerage, and this credit card with Wells. 

 

Started 12/11 with a $500 limit and have went to $900 after 13 months.... 

 

Oh well, at least there is no fee and it was only a soft pull... back to the sock drawer it goes. 

WF Home Projects Visa $8500 / Towpath CU Visa $7000 / Chase Freedom Visa $5500 / Cap 1 QS Visa Sig $5000 / Barclaycard Ring MC $5000 / GE Lowes $5000 / Citi Best Buy MC $4250 / Barclaycard Rewards Visa $4000 / BFG CU Visa $3500 / Citi Sears$3000 / WF Visa $2000 / GE Walmart $1900 / GE Care Credit $1900 / GE Amazon $1400 / Cap 1 Kohls $1000 / GE Old Navy $800 / Webbank Fingerhut $700
Message 8 of 17
Established Contributor

Re: Wells Fargo CLI


Hammer23 wrote:

Called today... 

 

Soft Pull went from $700 to $900 (my smallest limit of any card) 

 

I have my checking, savings, 401K, mortgage, brokerage, and this credit card with Wells. 

 

Started 12/11 with a $500 limit and have went to $900 after 13 months.... 

 

Oh well, at least there is no fee and it was only a soft pull... back to the sock drawer it goes. 


Wow, with so much banking relationship, it is kind of ridiculous to see that small CLI.


Starting Score: EQ=665,TU=618 on Oct 9,2010
EQ=702,TU=725 on Apr 11, 2012 EQ=705 on Oct 31, 2012 Current Score: EQ=702, TU=714 on Dec 8, 2012
Goal Score: 750

Take the FICO Fitness Challenge
Message 9 of 17
Established Contributor

Re: Wells Fargo CLI

@hammer23

Was it automated or did you speak to a rep.
Gardening Since: March 4, 2013.
In My Wallet: Chase: Freedom Visa Signature | Sapphire Preferred World Mastercard. |
Message 10 of 17