Wells Fargo Cash Wise Visa

TheVig · ‎08-18-2017

$8000 Instant approval. Pre approved mailer. $200 SUB for $1k spend in 90 days 0% 15 months for purchases and BT. 22.9% APR. I could care less about APR. I'm a PIF person. Posting it because I know some do care.

bigpoppa09 · ‎08-18-2017

Congrats

cmm89 · ‎08-19-2017

@TheVig wrote:
$8000 Instant approval. Pre approved mailer. $200 SUB for $1k spend in 90 days 0% 15 months for purchases and BT. 22.9% APR. I could care less about APR. I'm a PIF person. Posting it because I know some do care.

For us curious folks.... do you have some DP's? Scores? What'd they pull? Do you have a relationship with them?

Thanks!

What I use (& strongly recommend): Chase Sapphire Reserve | BofA/ML (Premium Rewards VS, Cash Rewards VS, Merrill+ VS) | AmEx (Amazon Prime Business)

What I have: NFCU | PenFed | General Electric CU | Wright Patt CU | Discover | BBVA | Apple Card (GS)

Total CL with Bank of America = $100,000 (Platinum Honors Merrill Client). I am a CERTIFIED FINANCIAL PLANNER™ practitioner, so feel free to message me if you have any planning/credit questions.

EQ 759, EX 765, TU 771 (06/10/2022)

I started with scores in the 400s in 2016. This forum is a Godsend--focus on the journey, be patient, and you'll definitely get there no matter the circumstances!

bigpoppa09 · ‎08-19-2017

It varies who they pull by region when i apped in may they pulled TU.

TheVig · ‎08-19-2017

In my case they pulled Experian FICO 08, 770 score. I've had a relationship with them for maybe 6 months. I have a checking account with them. The account only sees deposits. I use it to park some of my emergency fund cash liquidity. My daily driver checking account for bill pay and direct deposits is BofA. No derogs reporting on any report. I've built up over $170k in credit card lines in the last two years during my rebuild. All PIF monthly. I haven't paid a penny of interest on credit cards in years.