Went from Hood credit to Good Credit!

[DUCTAPER77]

I grew up in the ghetto and  what's crazy is 99% of the people I know don't care about credit it's the farthest thing away from their mind but me I've always wanted good credit but thought it was impossible for a person like me to achieve that goal. Every since I came across this forum I just been reading and reading and soaking this information in my brain and now I feel like I know  a lot about credit so today I checked my fico experian score and it went from 620 to 691 from a dispute so I got up the courage to apply for an Amex bce knowing I was out my league it felt like the police was looking for me waiting on the decision and BOOM instantly approved for $3000 I'm too happy right now because this is only the beginning I always said if I ever get approved for a good card I was gonna post a thank you so I'm saying THANK YOU TO ALL.

[Anonymous]

Haha.

Credit isn't necssarily a sexy facet of life, but it sure is an important one. Congratulations! 

[OffToBetterStart]

Congrats Wtg !!

[Anonymous]

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@DUCTAPER77 wrote:

I grew up in the ghetto and  what's crazy is 99% of the people I know don't care about credit it's the farthest thing away from their mind but me I've always wanted good credit but thought it was impossible for a person like me to achieve that goal. Every since I came across this forum I just been reading and reading and soaking this information in my brain and now I feel like I know  a lot about credit so today I checked my fico experian score and it went from 620 to 691 from a dispute so I got up the courage to apply for an Amex bce knowing I was out my league it felt like the police was looking for me waiting on the decision and BOOM instantly approved for $3000 I'm too happy right now because this is only the beginning I always said if I ever get approved for a good card I was gonna post a thank you so I'm saying THANK YOU TO ALL.

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DUCTAPER77

Congrats!! Just goes to show you do not have to be a "PRODUCT" of your environment....continue to go up from here.

[baller4life]

Awesome!! Congrats. That Amex will grow like wildfire. Request 3X current limit cli at 61 days then 181 days.

[Anonymous]

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@DUCTAPER77 wrote:

I grew up in the ghetto and  what's crazy is 99% of the people I know don't care about credit it's the farthest thing away from their mind but me I've always wanted good credit but thought it was impossible for a person like me to achieve that goal. Every since I came across this forum I just been reading and reading and soaking this information in my brain and now I feel like I know  a lot about credit so today I checked my fico experian score and it went from 620 to 691 from a dispute so I got up the courage to apply for an Amex bce knowing I was out my league it felt like the police was looking for me waiting on the decision and BOOM instantly approved for $3000 I'm too happy right now because this is only the beginning I always said if I ever get approved for a good card I was gonna post a thank you so I'm saying THANK YOU TO ALL.

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The title of this thread gave me a good laugh! Congrats on your approval! 

[mzgg09]

Awesome! Congrats.

Life is what u make of it. You have the power to determine your outcome!

[taxi818]

Congrats. I knw exactly what you are saying. When I whip out my amex or diners club in the hood. I get this weird look. But it's all good. I even got carded once. Keep up the good work. Don't blow it. Only get so many chances. What's funny I tried to help friend. Told him if he could get his score to 640. Maybe he could start to build. He said what. People in hood ain't got no 640 I won't say what else he said.  

[Anonymous]

I love the title I understand. Grew up in the same type of environment and thankfully got away from there a couple years ago. I try to help others but most people I know arent concerned with credit, thats their right but its kinda sad.
Major congrats on your progress!

[BUN]

I'm not from the hood, but I sure had hood credit!! I am so proud of you and your credit journey! Welcome to the forums, and congrats on your approval!