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What a Crazy Year! Another 5-digit Approval!

Established Member

What a Crazy Year! Another 5-digit Approval!

What a crazy year for me credit-wise! Started in February apping (with the advice and knowledge gained by you guys here at MyFico) and I honestly can't stop! Saturday took my DD and her friend to the local Ulta to purchase approx $20 in products.  They asked for my phone number and voila! Up pops up a pre-approval! So, after the success I've had for the past 10 months, I said "sure!" Approved for Ultimate Rewards MC with a $14k SL! It's nuts!

 

Current scores: 747 Experian - 690 TU (collection - thanks DH *rolls eyes*) 740 Equifax

Total CC Lines in June 2016:  $78,100 - 62% Uti

                               December 2017: $247,270 - 20.21% Uti (should go down to 16.65% after DH pays off CC with business exp)

 

Now I need to garden!

 

 

 

Message 1 of 9
8 REPLIES
Senior Contributor

Re: What a Crazy Year! Another 5-digit Approval!

Congratulations! Thanks for "poppin" in to let us know!!

NFCU Platinum $7300- AMEX BCP $9000- PenFed Power $11000- Chase FU $11700- DCU Platinum $15000- Care Credit $15000- AMEX EDP $15000- NFCU CLOC $15000- Chase CSP $18900- Discover IT Miles $20000- Penfed Promise $25000- NFCU Go Rewards $27100- Venture $28750 **As of 12/9/17** EX- 756(16) TU- 775(15) EQ- 742(15) UTI 8%- Clean Files
Message 2 of 9
Frequent Contributor

Re: What a Crazy Year! Another 5-digit Approval!

Congrats on the approval, but that almost $50,000 in credit card debt should be concerning.

Message 3 of 9
Established Contributor

Re: What a Crazy Year! Another 5-digit Approval!

You sure are addicted, huh? App Anon! We all need to be in that group. Hi my name is Davio, and I'm an addict!
C O N G R A T U L A T I O N S on your new line of credit. Enjoy the card and remember to charge wisely.
OpenSky®VSA: $375 | First ProgressMC: $404 | CapOneMC: $605 | CapOneQSMC: $2150 | Cabela'sVSA: $4000 | Barclaycard® RewardsMC: $1000 | BlazeMC:$1500 | First SavingsMC: $1500 | LegacyVSA:$1750 | AMEX BCP®: $9000 | AMEX Hilton Honors™: $6000 l Discover: $4300 | Chase Freedom: $4800 | Chase SLATE: $3800 | CSP®: $7000 | United MileagePlus®: $7000 | Amazon RewardsVSA: $4800 | Old Navy: $4500 | Gap: $4500 | Banana Republic: $4500 | Walmart: $10000 | SamsClub:$10000 | AEO®VSA: $8000 | TJX MC: $6000 | Amazon: $4000 | Belk: $5000 | Macy's: $20000 | J.Crew: $2000 | Overstock: $6200 | SMG VSA: $3800 | Abercrombie: $1600 | Express: $2400 | Buckle: $1500 | Kay: $6750 | PayPal: $2774 | Citi® / AAdvantage® Platinum: $14500 ***FICO08 as of: Dec 1st 2017-EX: 717 | EQ: 714 | TU: 738***

Message 4 of 9
Super Contributor

Re: What a Crazy Year! Another 5-digit Approval!

Big Congrats, thats a crazy high sl for this brand. Comenity , right?
Message 5 of 9
Valued Contributor

Re: What a Crazy Year! Another 5-digit Approval!

Congrats! Ulta is a great store!
American Express PRG__American Express BCE__Chase Amazon__Chase United TravelBank___American Express Everyday

Message 6 of 9
Frequent Contributor

Re: What a Crazy Year! Another 5-digit Approval!

Congrats! I love that card. I just met the spending bonus and treated myself to a free facial at the store.💁🏽


FICO 08 (Dec 2017): EX 633 / EQ 635 / TU 666 - Gardening until 06/30/18!
Message 7 of 9
Frequent Contributor

Re: What a Crazy Year! Another 5-digit Approval!

A huge Congratulations to you!

Message 8 of 9
Established Member

Re: What a Crazy Year! Another 5-digit Approval!

Congratulations! Love Ulta! I got this card a few months ago. Not a great return on rewards value when spending outside Ulta, but points add up quickly. In case you didn't already know, make sure you save up your points and spend them in increments of 2000 to get the most value out of them!
Message 9 of 9