What is the process for a Credit Solutions CLI?

Anonymous · ‎08-29-2015

I am going to be using my Amazon card a lot in these months before Christmas and I need a larger credit line. I have read on the forum about Credit Solutions. How does this work and isn't it a soft pull? No hard pulls for me now. Thank you so very much for those who answer.

Creditaddict · ‎08-29-2015

@Anonymous wrote:
I am going to be using my Amazon card a lot in these months before Christmas and I need a larger credit line. I have read on the forum about Credit Solutions. How does this work and isn't it a soft pull? No hard pulls for me now. Thank you so very much for those who answer.

Call 866-519-6441

give them the account number or your social

tell them you were looking for a higher limit as we move towards christmas shopping.

Ask for $10k or $20k... don't ask for less than $10k (not sure what your limit is now)

They will read disclosure and ask for income.

They will ask if you can hold while they review the request.

They will approve or counter

You Accept

it's a SP, don't even ask them about it.

Anonymous · ‎08-29-2015

@Creditaddict wrote:
@Anonymous wrote:
I am going to be using my Amazon card a lot in these months before Christmas and I need a larger credit line. I have read on the forum about Credit Solutions. How does this work and isn't it a soft pull? No hard pulls for me now. Thank you so very much for those who answer.
Call 866-519-6441
give them the account number or your social
tell them you were looking for a higher limit as we move towards christmas shopping.
Ask for $10k or $20k... don't ask for less than $10k (not sure what your limit is now)
They will read disclosure and ask for income.
They will ask if you can hold while they review the request.
They will approve or counter
You Accept

it's a SP, don't even ask them about it.

Thank you!

Anonymous · ‎08-29-2015

@Anonymous wrote:
@Creditaddict wrote:
@Anonymous wrote:
I am going to be using my Amazon card a lot in these months before Christmas and I need a larger credit line. I have read on the forum about Credit Solutions. How does this work and isn't it a soft pull? No hard pulls for me now. Thank you so very much for those who answer.
Call 866-519-6441
give them the account number or your social
tell them you were looking for a higher limit as we move towards christmas shopping.
Ask for $10k or $20k... don't ask for less than $10k (not sure what your limit is now)
They will read disclosure and ask for income.
They will ask if you can hold while they review the request.
They will approve or counter
You Accept

it's a SP, don't even ask them about it.
Thank you!

I did as you suggested asking for 20k. They countered with 10k which is 5k higher than I had before the call. Thank you again, Creditaddict! Yay!

Anonymous · ‎08-29-2015

@Anonymous wrote:
@Anonymous wrote:
@Creditaddict wrote:
@Anonymous wrote:
I am going to be using my Amazon card a lot in these months before Christmas and I need a larger credit line. I have read on the forum about Credit Solutions. How does this work and isn't it a soft pull? No hard pulls for me now. Thank you so very much for those who answer.
Call 866-519-6441
give them the account number or your social
tell them you were looking for a higher limit as we move towards christmas shopping.
Ask for $10k or $20k... don't ask for less than $10k (not sure what your limit is now)
They will read disclosure and ask for income.
They will ask if you can hold while they review the request.
They will approve or counter
You Accept

it's a SP, don't even ask them about it.
Thank you!
I did as you suggested asking for 20k. They countered with 10k which is 5k higher than I had before the call. Thank you again, Creditaddict! Yay!

Congratulations on your CLI!!! Keep up the good work!!!

Anonymous · ‎08-29-2015

@Creditaddict wrote:
@Anonymous wrote:
I am going to be using my Amazon card a lot in these months before Christmas and I need a larger credit line. I have read on the forum about Credit Solutions. How does this work and isn't it a soft pull? No hard pulls for me now. Thank you so very much for those who answer.
Call 866-519-6441
give them the account number or your social
tell them you were looking for a higher limit as we move towards christmas shopping.
Ask for $10k or $20k... don't ask for less than $10k (not sure what your limit is now)
They will read disclosure and ask for income.
They will ask if you can hold while they review the request.
They will approve or counter
You Accept

it's a SP, don't even ask them about it.

Would this work with my eBates card?

Anonymous · ‎08-29-2015

@Anonymous wrote:
@Anonymous wrote:
@Creditaddict wrote:
@Anonymous wrote:
I am going to be using my Amazon card a lot in these months before Christmas and I need a larger credit line. I have read on the forum about Credit Solutions. How does this work and isn't it a soft pull? No hard pulls for me now. Thank you so very much for those who answer.
Call 866-519-6441
give them the account number or your social
tell them you were looking for a higher limit as we move towards christmas shopping.
Ask for $10k or $20k... don't ask for less than $10k (not sure what your limit is now)
They will read disclosure and ask for income.
They will ask if you can hold while they review the request.
They will approve or counter
You Accept

it's a SP, don't even ask them about
Thank you!
I did as you suggested asking for 20k. They countered with 10k which is 5k higher than I had before the call. Thank you again, Creditaddict! Yay!

thank you, I just got mine bumped up to 10k I apped 4 days ago woot! woot!

Anonymous · ‎08-29-2015

Congrats!!!!

Anonymous · ‎08-29-2015

Thanks, everyone! I love this forum!!!

Anonymous · ‎08-29-2015

@Anonymous wrote:
@Creditaddict wrote:
@Anonymous wrote:
I am going to be using my Amazon card a lot in these months before Christmas and I need a larger credit line. I have read on the forum about Credit Solutions. How does this work and isn't it a soft pull? No hard pulls for me now. Thank you so very much for those who answer.
Call 866-519-6441
give them the account number or your social
tell them you were looking for a higher limit as we move towards christmas shopping.
Ask for $10k or $20k... don't ask for less than $10k (not sure what your limit is now)
They will read disclosure and ask for income.
They will ask if you can hold while they review the request.
They will approve or counter
You Accept

it's a SP, don't even ask them about it.
Would this work with my eBates card?

I don't have a clue. Perhaps someone else can answer.