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I told a friend about Navy. They signed up and applied for a Rewards card. He only got approved for a $4500 limit. This is the LOWEST limit card he has! His UTI is blow 10% and his FICO 8 score pulled is a 789! WTFlip??
He's not the only person.... I am shocked.. does anyone know what is going on with them?
I see that. I will not send people there for high limits!
I am trying to find a new CU that will give hight limits. Any suggestions?
That's not a big deal.
I felt the same with groups of 20K lines plus, low % Util. Low INQ's etc and i only got approved at first with 3K.
Was about to throw in the towel and move on but at 90+ days AR the silly thing shot up to 15K.
After that it soared straight up to max.
With some approvals like that you just have to go with it because they ALWAYS seem to make up the difference to expectations eventually
Did you post 4 different nearly identical threads today? The name and topic seems familiar.
If so, no need to do that, it's extra confusing.
I didn't try to post the same or similiar post. When I am new to the board. When I posted. I got an error message so I tried to post another time. That's why. Sorry for the confusion..
NFCU it like a new girlfriend..(Mod Cut-Narrative not necessary). Think more eHarmony than Tinder.
I got my card from NFCU less than a year ago I beieve and they started me at $6500, which is definitely on the lower end; however after a few months they increased to over $20k, so maybe they want to get to know you a little better.
I was always really surprised by the high limits they handed out to people with low or iffy credit. I think the potential is still there, but maybe you need to wait a few cycles.
@Shelia141 wrote:I didn't try to post the same or similiar post. When I am new to the board. When I posted. I got an error message so I tried to post another time. That's why. Sorry for the confusion..
No need to apologize. This has happened to me a few times, where I have made the same post because I didn't think the other had posted. We're just glad you're here on the forums.
And like others have said, NFCU credit llimits can grow exponentially. My own card started at $5,500 and then increased to $14,500 after three months. And that is with relatively low income to most here. So, your friend's card can grow if he waits it out.