What's up with Walmart and this low credit line?!

[Anonymous]

First post yay! I went on a slight spree over the last 2 months and I got approved for 4 out of 5 cards. I had a hard time in the past geting approved for anyrhing so it feels good to keep getting approved. I haven't tried any heavy hitter cards yet because my score isn't ready.

2 Capital One Platinum cards both at $1,000

Amazon Store Card $400

Walmart Store Card $150

Barclay declined me because of my debt to income ratio, primarily because of my student loans. I called the recon dept and they still declined but I'm going to try again.

I'm a bit annoyed with the credit limit Walmart gave me so I'm going to contact them. Should I contact them by phone or by chat to ask them to increase my limit?

FICO TU 621 via Walmart

Transunion 648

Those are the only scores I have right now. 

[b_diddy]

It's an approval!  Congrats!  Tend it and get some history under your belt and it will likely grow!  Welcome here.

[Anonymous]

Thanks b_diddy

[elim]

Don't Panic...  

My walmart card started at $150, the day my 4th statement cut i got $2,500

Just use it and PIF every month. You might want to try Credit Solutions in early December to ask them for an increase for xmas shopping but chances are you will get the Synch denial of "Not enough experience with current limit"

anyway best of luck after the 4th statement

PS: Use the card ASAP and you must have some activity or balance for a statement to cut each month.

Edit: heres the number...  Credit Solutions 877-379-8173

[chalupaman]

I think it will grow quicker than you think.

For me, I even got an auto CLI out of it but I ended up closing the card for other reasons. My other Sync Bank TLs have grown wonderfully.

[ojefferyo]

Wait for the 4th statement then ask for the sky lol

[Anonymous]

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@elim wrote:

Don't Panic...  

My walmart card started at $150, the day my 4th statement cut i got $2,500

Just use it and PIF every month. You might want to try Credit Solutions in early December to ask them for an increase for xmas shopping but chances are you will get the Synch denial of "Not enough experience with current limit"

anyway best of luck after the 4th statement

PS: Use the card ASAP and you must have some activity or balance for a statement to cut each month.

Edit: heres the number...  Credit Solutions 877-379-8173

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Thanks for the info elim.

[uswala]

Congrats on the approvals!

[fot1]

My walmart card grew from 1K to 7K in less then 18 months...

[Anonymous]

Congratulations!...Thanks For Sharing.