Reply
Valued Contributor
Posts: 1,228
Registered: ‎05-10-2012
0

Re: Whooo hoooo my first "big boy limit"

Very nice! Way to break the 5k barrier

  • Current: EQ FICO 706, TU FICO 701, EX FICO 706 | Starting Score: 525 (05/2012)
  • Starting total revolving credit: $1100 | Current total revolving credit: $36,700
  • Inquiries (12 Months): EQ 2 TU 1 EX 1 | Most Recent: 1/21/2014
Chase Freedom $9500
DCU Visa $10000
Capital One QS $2000
AMEX BCE $3000
Lowe's CC $8500
WalMart CC $3100
BOA Platinum $600
AMEX Gold NPSL
Valued Contributor
Posts: 2,789
Registered: ‎10-10-2012
0

Re: Whooo hoooo my first "big boy limit"

Nice limit! Congrats! Smiley Happy

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 816 EX 780 TU 823
App free since 4/11/13
Established Contributor
Posts: 1,837
Registered: ‎08-20-2012
0

Re: Whooo hoooo my first "big boy limit"

Congrats

Established Contributor
Posts: 912
Registered: ‎06-14-2012
0

Re: Whooo hoooo my first "big boy limit"

Thanks guys, for all the replies! It does feel pretty awesome to FINALLY break that darn 5k barrier. I was EXTREMELY surprised that, out of all the lenders, Citi would be the one to do it. I was Expecting maybe a 3k or 4k limit TOPS, So I am pretty darn excited!

 

Does Citi Expedite Cards?



Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 Smiley Wink
Senior Contributor
Posts: 6,279
Registered: ‎08-16-2012
0

Re: Whooo hoooo my first "big boy limit"

Wow! Congrats!! Citi is bipolar, I swear!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Established Contributor
Posts: 912
Registered: ‎06-14-2012
0

Re: Whooo hoooo my first "big boy limit"

[ Edited ]

youngandcreditwrthy wrote:
Wow! Congrats!! Citi is bipolar, I swear!

From the stories I have read, that seems to be very true! I read where people were getting denied for to many Inq's when they had <10 and i have almost 20 lol. Citi is def strange but right now they are Def in my good graces....for now anyways. Hopefully this will be the start of a great relationship between Citi and myself.

 

And just a note to others: there have been numerous posts of people wondering how to break free from "toy limit hell", I, myself, was stuck there. Just 5 months ago my highest CL was $600 and the others ranged from $300 to $500. So in just 5 short months my highest limit went from $600 to $6000, and my total revolving credit went from $1250 to now around 16K. CAP1 was honestly the first one to give me a break and finally increased my CL from $300 t0 $3,500 making that my Highest CL and that was only like 3 weeks ago. You just got to find that one lender who is willing to go past the others and give you your first big break, in my case it was CITI, who almost doubled my current Highest CL. Also, Gardening and getting your scores up play a big role in that as well! It def can be done.



Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 Smiley Wink
Frequent Contributor
Posts: 455
Registered: ‎01-04-2012
0

Re: Whooo hoooo my first "big boy limit"

Congrats very very impressive!

Regular Contributor
Posts: 168
Registered: ‎12-05-2007
0

Re: Whooo hoooo my first "big boy limit"

Great increase. Im on your heels next yearSmiley LOL

Starting Score: 5/2012 TU 595, EQ 565, EX fako 547
Current Score:as of 9/2012, TU 626,Walmart 612, EQ 600, EX fako 623
Goal Score: 640 by dec 2013
BofA Au 13000, Amazon 600, Capt1 300, Walmart 150
When all else fails pay it!


Valued Contributor
Posts: 3,099
Registered: ‎10-02-2012
0

Re: Whooo hoooo my first "big boy limit"


Does Citi Expedite Cards?


Yes they are able to send them via UPS next day.

 

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Highlighted
Valued Member
Posts: 28
Registered: ‎12-30-2011
0

Re: Whooo hoooo my first "big boy limit"

Congrats!

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.