Good Morning Everyone 
So I spend a great deal yesterday doing some number crunching. I'm going on about 4-5 vacations this year and since I'm always the planner, everyone gives me their money and I pay for the hotels, rentals, flights, etc. Last year, I wasted my opportunies by using my Discover IT paying for trips. While the DIscover IT is a great card for rotating categories, I got nothing for paying for several trips last year. So since I have like 11k+ worth of charges I'll be making, I put a lot of thought into it. Instead of going with the Venture like I was originally going to (I'm pretty loyal to CapOne), I decided this wouldn't get us anything really in return. So I decided the SPG AmEx would be the best choice. Four of the trips for the year are booked at SPG hotels and I'm already a Preferred Member and have starpoints. So I told my wife to apply and she got approved for a starting limit of 10K! With all the trips we're going on and a few I'm going on with my family, we will have enough starpoints to get five days free for our 1 year anniversary in November. 
As for me, yesterady *takes a long break* I was FINALLY able to get the AF off my Quicksilver Card. I've been trying repeately for months on months on months. So now it is finally a No Fee 10.13% APR card (it was 9.8% for several years but apparently APRs went up last month?) I sent a heavily worded email to the CEO on Saturday and got a call back Monday evening. That's the fastest they've ever responded lol! As everyone else says, you just have to get that one person that is willing to help you. The long trail of "There's no offers on your account" is over. I was having nightmares about that statement lol!
Well that's it for me. I'll make myself an AU on that SPG card when it arrives and I'll get my AmEx Everyday converted to Preferred in May (you have to wait 13 months right?) and I'll be good until I get a house. Maybe apply for the Venture/QS1 combo in late 2016 to pad my current QS.
Have a great day everyone (and stay warm if you're up north!) 
Congrats! And how did you manage to pull off a 10% QS?
@CJ7 I don't know myself. I was at an APR of 29.40 on my July 2011 statement and then -BAM- 9.77 APR on my August 2011 statement. It's been hovering between 9.7% and 10% since then. Scores were in the low 500s then. That APR was the penalty one since I had missed 3-4 payments. I never called about my card ever either. Didn't know half the stuff I know now 
Hey Zac,
I emailed the CEO (you can google it and it's the first thing that pops up). Basically told him that I had the card since Feb 2007 and that I didn't want another card, didn't want to apply for another card, and was tired of seeing the "It's no offers available on your account". I wanted the card that I currently had in hand, to be my QS. No triple pull for no reason. The EO called me 2 days later, I told her the same thing and that I was tired of having to call every year to get the fee reversed when it can just merely be converted and she said she'll take off the AF.
I've tried this route many times and I finally broke through. Good luck!!
Congrats
