William Sonoma Visa approval

[Anonymous]

Hi Peking,

Good advice, thanks. I agree ... I use cards sparingly but regularly, always pay in full before the due date, and never carry them with me. And I'm in the garden until the end of next February (when most of my inquiries drop off.  

[Anonymous]

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@Meanmchine wrote:

General SCT rule

If its for a store card, it usually soft pull

If its for Sportsmans Guide Visa, its usually a soft pull

If its for any other bankcard, its usually a hard pull

It hs nothing to do with asking for last four or full ssn as Ive seen storecards ask for full ssn

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So, Overstock would be a SP then..yes?