No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
@09Lexie wrote:
Congrats! Make sure you ask about your CS...if its over 700 your rate should be 8.5-9.5%.
Came in here to post this.
Capital One Quicksilver- $5,400 | Chase Freedom - $8,000 | Chase Freedom Unlimited- $13,000 | Chase Amazon -$5,000 | Priceline Visa -$10,000 | US Bank Cash+ - $18,200 | Fidelity Visa -$10,000 | Sallie Mae- $10,000 | DCU Platinum $12,000 | Discover IT - $10,000 | Amex EveryDay - $25,000 | Amex BlueCash Everyday- $9,800 | Citi DoubleCash - $18,000 | Sapphire Preferred- $13,000 | Freedom Unlimited- $7,000 | Blispay- $12,000 | Chase Sapphire Reserve- $18,000 | Consumers Credit Union Visa Sig Cash Rebate- $25,000
@09Lexie wrote:
Congrats! Make sure you ask about your CS...if its over 700 your rate should be 8.5-9.5%.
Thanks, Lexie. I picked the Rewards Platinum Visa instead of Platinum Visa. I don't plan to carry any balance. I got it for the fee EQ FICO score.
Ron.
@kroberts67 wrote:Congrats! Worth the wait, huh?
Thanks!!! Yes, it is worth the wait. I wasn't in a hurry. I had a plenty of the card to use. I was out of the country to keep applying for any card.
Ron.
Congrats Ron! Do you recall how many inquiries you had (and age) before applying?
@Ron1 wrote:
@09Lexie wrote:
Congrats! Make sure you ask about your CS...if its over 700 your rate should be 8.5-9.5%."I picked the Rewards Platinum Visa instead of Platinum Visa. I don't plan to carry any balance."
Ron.
Yeah that's the only thing I hate about how DCU does their credit cards (can't knock em for it though), hahaha choose the Platinum Visa lower apr, choose the rewards platinum visa and get a higher apr no matter what your score is! Might be lower, then most people who don't have excellent credit, but I don't mind the APR since their so upfront about it, and give you the catch before you pick which card you want! (So you can pick a card that better suits your needs) But since you won't be carrying a balance it really doesn't matter
Congrats on the limit though, hahahaa I hope I get their soon! But I don't spend that much on that card so I know it won't be anytime soon since they have direct access to what I make every 2 weeks and I don't have justification to get more! -LJ
@UFGuy2006 wrote:Congrats Ron! Do you recall how many inquiries you had (and age) before applying?
I had 7 inquiries before applying.
Ron.
@tray wrote:Congrats Ron nice limit, the DCU membership wait was worth it now everything is complete, membership, cc, and free monthly eq score!!!!!!!
Thanks!!!
Ron.
I had around 15+ inquiries when I got approved for the CC and refi. I did it on the phone though, not online. I was shocked. But I had just cleaned up my report pretty well.
I also had a ton of new cards and very low AAoA, 1 CO and 1 collection at the time. I think it was just my lucky day