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Senior Contributor
alvon123
Posts: 8,303
Registered: ‎09-24-2013
0

Re: WooHoo Discover IT! and Couple more cards Finally!

congrats


Valued Contributor
-Wade-
Posts: 12,624
Registered: ‎08-13-2013
0

Re: WooHoo Discover IT! and Couple more cards Finally!


millworx wrote:

So after getting a pre-approval for Citi Diamond Preferred for $5500 the other day, I decided to pull my scores, EX: 720, EQ:712, TU: 652

 

So I figured since I've been gardening for the past 10 months I might as well app a couple times see what I can get.

 

Started by calling my CU and requesting a CLI of $2500 (currently was $1000)... 1 hour later, approved!

 

Then checked the card offers on Discover, and based on a soft pull it recommended the IT card... before I was never getting recommendations! So I apped, and got the 5-7 business days stuff. Went to dinner and called them when I got back, (as I was on the phone with them another rep called me from there haha) Anyways, rep just asked me about my job then asked why I wanted the card.... Approved $2500 limit!

 

I also always wanted the total rewards visa as I play poker almost everyday, and go to Reno and Vegas a lot but never got the pre-approved app before. But logged in today and bam pre-approved with a soft pull only with a $5000 limit!

 

Went to sportsman guide as well since I was never getting a popup there before, and got the popup for the visa card there as well. No idea what the limit is hopefully it will be at least $2500.

 

Well from the high 400s FICO 9~10 months ago and now this is where I am today! My app spree is over. Back to the garden... 6 credit cards and one auto loan did the trick in improvement, hopefully the sock drawer rotation with the additional cards will help more!


Congrats on your success :smileyhappy:

Old user name newportguy*** Current Score: myFico EQ - 806 (04/04/2014) Discover TU Fico - 813 (09/02/2014) myFico EX - 804 ( 07/08/2014 ) ******* Amex - BCP 10 K * Discover - IT 10.5 K * U.S. Bank Cash + Visa Signature 8.8 K * PenFed - Cash Rewards 5 K * Amex - GDSM 5 K ****** FICO 800 Club Member ******* EQ 806 *** TU 813 *** EX 804 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 830's Scores ******
Member
millworx
Posts: 18
Registered: ‎04-03-2011
0

Re: WooHoo Discover IT! and Couple more cards Finally!

Wow GE and Comenity report fast! It's only been 3 days and they all hit my credit report already! I don't even have the cards yet....

 

But at least I know what my sportsman guide visa limit is now.... $8000! My highest limit yet!

Valued Member
ElDoctor
Posts: 29
Registered: ‎04-03-2014
0

Re: WooHoo Discover IT! and Couple more cards Finally!

What's the exact relationship between getting that Visa and playing poker? :smileyhappy:

Amex BCE - $12000
Chase Sapphire Preferred - $12000
Chase Freedom - $1000
Established Member
ryllz75
Posts: 63
Registered: ‎04-28-2014
0

Re: WooHoo Discover IT! and Couple more cards Finally!

congrats on the great run!!  i too play poker and go to vegas a lot.. im in SoCal..  I also just got the total rewards card last week!!  Again congrats on the new cards and good luck at the tables!!  :smileyhappy:


- 4/20/14 - Start to credit comeback - TU 630 - 1 Judgment and 5 baddies / EX 609 - 1 Judgment and 1 baddy / EQ 647 - 1 Judgment and 1 baddy
- 6/9/14 - TU 763 (6/20/14) Clean Report! / EX - 703 Clean Report! / EQ - 695 Old Judgment still hanging around
- 6/11/14 - Entered the Garden. Stay until 12/1/14... AOR 11 CC since April 29 with $92k in New CL
Member
millworx
Posts: 18
Registered: ‎04-03-2011
0

Re: WooHoo Discover IT! and Couple more cards Finally!

Ahh the poker question. I play a whole lot of tournaments, mostly local here in the bay area. So far I've won about 30k in tournaments this year. I like the total rewards visa and always wanted it since I do go to reno/vegas and visit harrah's properties quite a bit so I figured it would be a win win for me to have that card.


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