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WooHoo Discover IT! and Couple more cards Finally!

Member

WooHoo Discover IT! and Couple more cards Finally!

So after getting a pre-approval for Citi Diamond Preferred for $5500 the other day, I decided to pull my scores, EX: 720, EQ:712, TU: 652

 

So I figured since I've been gardening for the past 10 months I might as well app a couple times see what I can get.

 

Started by calling my CU and requesting a CLI of $2500 (currently was $1000)... 1 hour later, approved!

 

Then checked the card offers on Discover, and based on a soft pull it recommended the IT card... before I was never getting recommendations! So I apped, and got the 5-7 business days stuff. Went to dinner and called them when I got back, (as I was on the phone with them another rep called me from there haha) Anyways, rep just asked me about my job then asked why I wanted the card.... Approved $2500 limit!

 

I also always wanted the total rewards visa as I play poker almost everyday, and go to Reno and Vegas a lot but never got the pre-approved app before. But logged in today and bam pre-approved with a soft pull only with a $5000 limit!

 

Went to sportsman guide as well since I was never getting a popup there before, and got the popup for the visa card there as well. No idea what the limit is hopefully it will be at least $2500.

 

Well from the high 400s FICO 9~10 months ago and now this is where I am today! My app spree is over. Back to the garden... 6 credit cards and one auto loan did the trick in improvement, hopefully the sock drawer rotation with the additional cards will help more!

15 REPLIES
Super Contributor

Re: WooHoo Discover IT! and Couple more cards Finally!

Congrats!
Starting Score: 802
Current Score: 821
Goal Score: 850


Take the myFICO Fitness Challenge
Moderator

Re: WooHoo Discover IT! and Couple more cards Finally!

nice run

"If there's a lack of money in your life, understand that feeling worried, envious, jealous, disappointed, discouraged, doubtful or fearful about money can never bring more money to you, because those feelings come from a lack of gratitude for the money you have."

"Reactions are powerful creators because they contain every element needed to manifest—they're a combination of thought, belief, and feeling in action. Positive reactions create more positive things, and negative reactions create more negative things. If you can respond to negative situations calmly and lightly, instead of with emotional turbulence, what happens next in your life will be so much better."

- Rhonda Byrne
Moderator

Re: WooHoo Discover IT! and Couple more cards Finally!

Valued Contributor

Re: WooHoo Discover IT! and Couple more cards Finally!

Congrats!

AMEX (BCP - $25K, Platinum - NPSL, SCP Bus - $17.5K, SPG - $20K)|BOA (BBR - $15K, CR - $15K)|Barclays (Arrival+ - $17.5K, Ring - $15K)|Blispay - $10K|CAP1 (QS - $30K, Venture - $30K)|Chase (AARP - $15K, freedom - $5.5K, CSP - $25K, MRP Bus - $15K, Slate - $13.5K)|Citibank (DC - $28.2K, HD - $25K)|Discover it - $32.5K|Fidelity IR - $16K|Huntington Voice - $17K|LMCU - $10K|NFCU (cashRewards - $30K, GoRewards - $30K, CLOC - $15K)|PFCU (CR - $30K, Defender - $20K, LOC - $10K)|Synchrony Lowe's - $25K|US Bank Cash + ($12.5K, $21K)|USAA (Cash Rewards - $16K, Rewards - $23.4K, WPAOG - $10.5K)
Member

Re: WooHoo Discover IT! and Couple more cards Finally!

Yes!! I decided to go for one more card just now. Amazon Rewards Visa... I applied got the dreaded 30 day review. Figured I might have gotten denied.... But alas 30 minutes later... just now I got the welcome email! $4k credit limit!

 

Okay I think I'm really done now.

Established Member

Re: WooHoo Discover IT! and Couple more cards Finally!

Congrats. I used to play poker online before black friday. Smiley Happy Have you ever met any professional players? Sorry for OT.

Established Member

Re: WooHoo Discover IT! and Couple more cards Finally!

I mean like players that are on TV a lot. Smiley Happy

Valued Contributor

Re: WooHoo Discover IT! and Couple more cards Finally!

Congratulations!  You have a lot to be proud of

EX 810 EQ 805 TU 792 Diners WEMC 15k Chase United Club VS 15k | Hyatt VS 25k | Ritz VI 5k | Frdm VS 6k | CSP VS 5k | Mariott VS 6k | Amzn VS 16k Citi ExecAA WEMC 18k | TYP VS 7k | Costco VS 9k | Hilton Reserve VS 6k | Best Buy Visa 5k BofA Travel VS 30k | Cash VS 41k | Merrill+ VS 46k Barclay Rwds WMC 6k | Hawaiin WEMC 10k | JetBlue WEMC 8k | Aviator S WEMC 6k Amex Plat: NPSL | BCP 8k | SPG 3k WF Rwds VS 9k | Propel World Amex 25k | Dillards Amex 2k BBVA NBA Amex 10k Cap1 GM WEMC 8k | QS Visa 3k | Saks WEMC 9k NASA 30k Discover It 7k | US Bank Cash+ VS 15k | Flex Perks VS 20k ||| Total Rwds VS 12k | SG Rwds 11k | Walmrt MC 8k | Lowes 17k | Bowflex 9k | J Deere 5k | TJ Max 4k | Care 8k | HDepot 20k | Amzn 5k | PPal Extras 8k | Chvron 10k | Macys 15k | JCrew 18k | Marvel 8k | Stash VS 8k | Cabelas 10k | Statefarm 12k | Nordstrom Visa 10k \\\\Gardening since January////
Mega Contributor

Re: WooHoo Discover IT! and Couple more cards Finally!

Congrats! Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $13.5k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $6.1k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $4.85k / Citi DC (WMC) $7.1k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17