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Member
Posts: 18
Registered: ‎04-03-2011
0

WooHoo Discover IT! and Couple more cards Finally!

So after getting a pre-approval for Citi Diamond Preferred for $5500 the other day, I decided to pull my scores, EX: 720, EQ:712, TU: 652

 

So I figured since I've been gardening for the past 10 months I might as well app a couple times see what I can get.

 

Started by calling my CU and requesting a CLI of $2500 (currently was $1000)... 1 hour later, approved!

 

Then checked the card offers on Discover, and based on a soft pull it recommended the IT card... before I was never getting recommendations! So I apped, and got the 5-7 business days stuff. Went to dinner and called them when I got back, (as I was on the phone with them another rep called me from there haha) Anyways, rep just asked me about my job then asked why I wanted the card.... Approved $2500 limit!

 

I also always wanted the total rewards visa as I play poker almost everyday, and go to Reno and Vegas a lot but never got the pre-approved app before. But logged in today and bam pre-approved with a soft pull only with a $5000 limit!

 

Went to sportsman guide as well since I was never getting a popup there before, and got the popup for the visa card there as well. No idea what the limit is hopefully it will be at least $2500.

 

Well from the high 400s FICO 9~10 months ago and now this is where I am today! My app spree is over. Back to the garden... 6 credit cards and one auto loan did the trick in improvement, hopefully the sock drawer rotation with the additional cards will help more!

Super Contributor
Posts: 8,175
Registered: ‎10-03-2008
0

Re: WooHoo Discover IT! and Couple more cards Finally!

Congrats!
Starting Score: 848
Current Score: 800
Goal Score: 850


Take the myFICO Fitness Challenge
Moderator
Posts: 28,673
Registered: ‎12-13-2013
0

Re: WooHoo Discover IT! and Couple more cards Finally!

nice run

Moderator
Posts: 9,933
Registered: ‎01-15-2009
0

Re: WooHoo Discover IT! and Couple more cards Finally!

Congrats! You've traveled far! Smiley Happy
Valued Contributor
Posts: 2,692
Registered: ‎02-18-2014
0

Re: WooHoo Discover IT! and Couple more cards Finally!

Congrats!

AMEX (BCP - $25K, Platinum - NPSL, SCP Bus - $17.5K, SPG - $20K)|BOA (BBR - $15K, CR - $15K)|Barclays (Arrival+ - $17.5K, Ring - $15K)|Blispay - $10K|CAP1 (QS - $30K, Venture - $30K)|Chase (AARP - $15K, freedom - $5.5K, CSP - $25K, MRP Bus - $15K, Slate - $13.5K)|Citibank (DC - $28.2K, HD - $25K)|Discover it - $32.5K|Fidelity IR - $16K|Huntington Voice - $17K|LMCU - $10K|NFCU (cashRewards - $30K, GoRewards - $30K, CLOC - $15K)|PFCU (CR - $30K, Defender - $20K, LOC - $10K)|Synchrony Lowe's - $25K|US Bank Cash + ($12.5K, $21K)|USAA (Cash Rewards - $16K, Rewards - $23.4K, WPAOG - $10.5K)
Member
Posts: 18
Registered: ‎04-03-2011
0

Re: WooHoo Discover IT! and Couple more cards Finally!

Yes!! I decided to go for one more card just now. Amazon Rewards Visa... I applied got the dreaded 30 day review. Figured I might have gotten denied.... But alas 30 minutes later... just now I got the welcome email! $4k credit limit!

 

Okay I think I'm really done now.

Established Member
Posts: 22
Registered: ‎07-04-2013
0

Re: WooHoo Discover IT! and Couple more cards Finally!

Congrats. I used to play poker online before black friday. Smiley Happy Have you ever met any professional players? Sorry for OT.

Established Member
Posts: 22
Registered: ‎07-04-2013
0

Re: WooHoo Discover IT! and Couple more cards Finally!

I mean like players that are on TV a lot. Smiley Happy

Valued Contributor
Posts: 2,926
Registered: ‎07-24-2013
0

Re: WooHoo Discover IT! and Couple more cards Finally!

Congratulations!  You have a lot to be proud of

EX 810 EQ 805 TU 792 Diners WEMC 15k Chase United Club VS 15k | Ritz VS 5k | Frdom VS 5.4k | CSP VS 5k | Marriott VS 6k Citi ExecAA WEMC 11k | TYP VS 5k | Costco VS 2k | Hilton Reserve VS | Best Buy Visa 2k BofA Trav Rwds VS 30k | Cash Rwds VS 10k | Merrill+ VS 30k Barclay Rwds WMC 5.4k | Hawaiin WEMC 10k | JetBlue WEMC 8k | Aviator S WEMC 6k Amex PRG: NPSL | SPG 3k WF Rwds VS 9k | Propel World Amex 2.5k | Dillards Amex 2k BBVA NBA Amex 10k Cap1 GM WEMC 8k | QS Visa 3k NASA 30k Discover It 4.9k | US Bank Cash+ 15k| Total Rwds VS 11k | SG Rwds 10.3k | Walmrt MC 8k | Lowes 17k | Jared/Kay 7.6k | Bowflex 9k | J Deere 5k | TJ Max 4k | Care 7.6k | HDepot 14k | Amazon 5k | PPal Extras 6k | Chvron 10k | Macys 1.5k | JCrew 18.2k | Marvel 15k | Stash VS 15k | Cabelas 10k
Mega Contributor
Posts: 17,148
Registered: ‎08-08-2011
0

Re: WooHoo Discover IT! and Couple more cards Finally!

Congrats! Thanks for sharing.


IT $16.5k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $10k / Walmart Mastercard $8k / Blispay $7.5k PayPal Ex MC $6.1k
CareCredit $5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $3.95k / Citi DC (WMC) $5.7k
Gardening Date 7/01/16 / MyFico 08: EQ 729 / TU 724 / EX 750 / 7/12/15

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