04-25-2014 07:04 PM
So after getting a pre-approval for Citi Diamond Preferred for $5500 the other day, I decided to pull my scores, EX: 720, EQ:712, TU: 652
So I figured since I've been gardening for the past 10 months I might as well app a couple times see what I can get.
Started by calling my CU and requesting a CLI of $2500 (currently was $1000)... 1 hour later, approved!
Then checked the card offers on Discover, and based on a soft pull it recommended the IT card... before I was never getting recommendations! So I apped, and got the 5-7 business days stuff. Went to dinner and called them when I got back, (as I was on the phone with them another rep called me from there haha) Anyways, rep just asked me about my job then asked why I wanted the card.... Approved $2500 limit!
I also always wanted the total rewards visa as I play poker almost everyday, and go to Reno and Vegas a lot but never got the pre-approved app before. But logged in today and bam pre-approved with a soft pull only with a $5000 limit!
Went to sportsman guide as well since I was never getting a popup there before, and got the popup for the visa card there as well. No idea what the limit is hopefully it will be at least $2500.
Well from the high 400s FICO 9~10 months ago and now this is where I am today! My app spree is over. Back to the garden... 6 credit cards and one auto loan did the trick in improvement, hopefully the sock drawer rotation with the additional cards will help more!
04-25-2014 07:14 PM
04-25-2014 07:58 PM
04-25-2014 08:10 PM
04-25-2014 08:34 PM
Yes!! I decided to go for one more card just now. Amazon Rewards Visa... I applied got the dreaded 30 day review. Figured I might have gotten denied.... But alas 30 minutes later... just now I got the welcome email! $4k credit limit!
Okay I think I'm really done now.
04-26-2014 01:19 AM
Congratulations! You have a lot to be proud of
04-26-2014 03:00 AM
Congrats! Thanks for sharing.
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