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Member
Posts: 18
Registered: ‎04-03-2011
0

WooHoo Discover IT! and Couple more cards Finally!

So after getting a pre-approval for Citi Diamond Preferred for $5500 the other day, I decided to pull my scores, EX: 720, EQ:712, TU: 652

 

So I figured since I've been gardening for the past 10 months I might as well app a couple times see what I can get.

 

Started by calling my CU and requesting a CLI of $2500 (currently was $1000)... 1 hour later, approved!

 

Then checked the card offers on Discover, and based on a soft pull it recommended the IT card... before I was never getting recommendations! So I apped, and got the 5-7 business days stuff. Went to dinner and called them when I got back, (as I was on the phone with them another rep called me from there haha) Anyways, rep just asked me about my job then asked why I wanted the card.... Approved $2500 limit!

 

I also always wanted the total rewards visa as I play poker almost everyday, and go to Reno and Vegas a lot but never got the pre-approved app before. But logged in today and bam pre-approved with a soft pull only with a $5000 limit!

 

Went to sportsman guide as well since I was never getting a popup there before, and got the popup for the visa card there as well. No idea what the limit is hopefully it will be at least $2500.

 

Well from the high 400s FICO 9~10 months ago and now this is where I am today! My app spree is over. Back to the garden... 6 credit cards and one auto loan did the trick in improvement, hopefully the sock drawer rotation with the additional cards will help more!

Super Contributor
Posts: 7,849
Registered: ‎10-03-2008
0

Re: WooHoo Discover IT! and Couple more cards Finally!

Congrats!

Starting Score: 814
Current Score: 839
Goal Score: 850


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Moderator
Posts: 25,277
Registered: ‎12-13-2013
0

Re: WooHoo Discover IT! and Couple more cards Finally!

nice run


EX Fico 08 Bankcard 01/16: 792 (0) EX Fico 8; 780 (0)
TU Fico 8 01/16: 764 (0)
EQ Fico 8 01/16; 772 (0)
Moderator
Posts: 9,274
Registered: ‎01-15-2009
0

Re: WooHoo Discover IT! and Couple more cards Finally!

Congrats! You've traveled far! Smiley Happy
Valued Contributor
Posts: 2,557
Registered: ‎02-18-2014
0

Re: WooHoo Discover IT! and Couple more cards Finally!

Congrats!

Member
Posts: 18
Registered: ‎04-03-2011
0

Re: WooHoo Discover IT! and Couple more cards Finally!

Yes!! I decided to go for one more card just now. Amazon Rewards Visa... I applied got the dreaded 30 day review. Figured I might have gotten denied.... But alas 30 minutes later... just now I got the welcome email! $4k credit limit!

 

Okay I think I'm really done now.

Established Member
Posts: 22
Registered: ‎07-04-2013
0

Re: WooHoo Discover IT! and Couple more cards Finally!

Congrats. I used to play poker online before black friday. Smiley Happy Have you ever met any professional players? Sorry for OT.

Established Member
Posts: 22
Registered: ‎07-04-2013
0

Re: WooHoo Discover IT! and Couple more cards Finally!

I mean like players that are on TV a lot. Smiley Happy

Valued Contributor
Posts: 2,812
Registered: ‎07-24-2013
0

Re: WooHoo Discover IT! and Couple more cards Finally!

Congratulations!  You have a lot to be proud of

MyFico: EX 778 EQ 787 TU 792 Diners Club WEMC 15k Chase United Club Sig 15k | JP Morgan Ritz Carlton Sig 5k | Freedom Sig 5.4k | CSP Sig 5k | Marriott Premier Sig 6k Citi Exec AA WEMC 11k | TYP Sig 5k | Hilton Reserve Sig BofA Trav Rwds Sig 10k | Cash Rwds Sig 10k | Merrill+ Sig 10k Barclay Rwds WMC 5.4k | Hawaiian Air WEMC 10k | Aviator Silver WEMC 6k Amex PRG: NPSL | SPG 3k | Costco 1.2k WF Rwds Sig 9k | Propel World Amex 2.5k | Dillards Amex 2k BBVA NBA Amex 10k Cap1 GM WEMC 8k | QS Visa 3k NASA 30k Discover It 3.4k | US Bank Plat 300 | Total Rwds Sig 9k | SG Rwds 9.3k | Walmart MC 6k | Lowe's 17k | Jared 7.6k | Kay 7.6k |McCoys 3k | J Deere 5k | Care Credit 7.6k | Home Depot 14k | Amazon 5k | PayPal SC 5k | Chevron 2.5k | Macy's 1.5k | J Crew 17.35k | +3 Cards
Mega Contributor
Posts: 16,864
Registered: ‎08-08-2011
0

Re: WooHoo Discover IT! and Couple more cards Finally!

Congrats! Thanks for sharing.

Discover IT $11k / US Bank Ace (VSig) $10K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $9.5k / Walmart Mastercard $8k / PayPal SmartConnect $5.1k
CareCredit $5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $3.95k / Citi DC (WMC) $4.3k
Gardening Date 5/8/15 / MyFico 08: EQ 729 / TU 724 / EX 750 / 7/12/15

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