@kampfer09 wrote:
I was really surprise today I went and applied for J Crew $900 CL, Express $700 CL, and Wall Mart for $900 CL. I doubt Ill use the J Crew and Express But definitely I'll use my Wall Mart Card just to get a better credit on it. My goal is apply for Chase Sapphire Card.
CONGRATS!!!!
You also get your TU08 FICO free monthly with the Walmart card and you are able to pull cash (usually $60 at a time/statement period) as a purchase and no cash advance fees with the card.
I would recommend to check out the Garden thread and get some age on those new accounts and INQ's. Good luck to you!!
@kampfer09 wrote:
I have one more question....my EX 716, TU 686, and EQ 585. I was wondering why is my EQ so low? I pulled both report and see that most or all of them are being reported correctly. Is there a difference how they do they their score?
Sounds like your files are not identical. Do you have a credit monitoring service??? Also where did you get these scores???
@kampfer09 wrote:
I got them karma which they use TU 686, and the rest I just started using a credit monitor company and ask them to help me correct my report.
What you have are FAKO (not FICO) scores. I would only be concerned with the TU FICO you get from the Walmart card and the EQ FICO you get from here. The TU FICO here is mainly for educational use.
Congrats!! 