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Wow I hope i didn't go overboard...

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astrangerwcandy
Contributor

Wow I hope i didn't go overboard...

So I thought I was done with my most recent spree until today. To recap on this spree I got:

Wyndham Rewards  Visa $1000 

Chase Sapphire Preferred $5000

FSUCU Visa CLI $1000 to $7500

Best Buy MasterCard CLI $900 to $1500

 

as I've stated I have 9 year old charge offs with Chase, BoA and Citi that have me blacklisted with the latter two. Since I was on a spree I put in apps for two no AF cards with BoA and Citi. Both declined for blacklist reasons. I called for recon and they both said we will get back to you. Today I got calls from both and both approved me!

 

BoA Americard MasterCard $2500

Citi Hilton HHonors Card $3400

 

now I'm worried that I just gained too much credit too fast and Barclays or Chase may get spooked. No more apps for a long long time for sure but now I'm nervous from being too successful Smiley Tongue

Message 1 of 16
15 REPLIES 15
pizza1
Community Leader
Super Contributor

Re: Wow I hope i didn't go overboard...


@astrangerwcandy wrote:

So I thought I was done with my most recent spree until today. To recap on this spree I got:

Wyndham Rewards  Visa $1000 

Chase Sapphire Preferred $5000

FSUCU Visa CLI $1000 to $7500

Best Buy MasterCard CLI $900 to $1500

 

as I've stated I have 9 year old charge offs with Chase, BoA and Citi that have me blacklisted with the latter two. Since I was on a spree I put in apps for two no AF cards with BoA and Citi. Both declined for blacklist reasons. I called for recon and they both said we will get back to you. Today I got calls from both and both approved me!

 

BoA Americard MasterCard $2500

Citi Hilton HHonors Card $3400

 

now I'm worried that I just gained too much credit too fast and Barclays or Chase may get spooked. No more apps for a long long time for sure but now I'm nervous from being too successful Smiley Tongue


Congrats to you!!

 

Just as long as you dont have balances on every card, you should be fine! Keep your util loooowwwww...especially for Chase and BarclaysSmiley Wink just use, and pay, repeat. 

Message 2 of 16
revjamesl
Valued Contributor

Re: Wow I hope i didn't go overboard...

Congrats on your successes and from being removed from the blacklist.

AMEX Platinum NPSL | Discover It $45.9k | Chase Sapphire Reserved $40.7k |Barclay Arrival+ WEMC $40k | PENFED Platinum Rewards VS $35k | Lowes $35k | BoA Better Balance Rewards $30k | AMEX EDP $25k | Cap 1 QS $23.25k | NASA Platinum $20k | Chase Freedom $15k | Synchrony Haverty's $16.5k | BBVA NBA Rockets AMEX $15k | FNBO AMEX $15k | Citi Diamond Preferred $10.7k | Best Buy $10k | Synchrony Rooms-to-Go $10k | US Bank Cash+ $7.5k | AMEX BCE $6k | Barclay Financing Visa 1k | |

AU on DW Accounts: Discover It $40k I AMEX BCE $30k | Chase Marriot $29.8k |

Credit Scores: 800 EQ/833 TU/831 EX
Message 3 of 16
Anonymous
Not applicable

Re: Wow I hope i didn't go overboard...

Nice run. Congratulations. 

Message 4 of 16
Anonymous
Not applicable

Re: Wow I hope i didn't go overboard...

astrangerwcandy - don't know about going overboard but nice haul of great prime plus cards Smiley Happy
Message 5 of 16
Anonymous
Not applicable

Re: Wow I hope i didn't go overboard...

congrats!

Message 6 of 16
chalupaman
Super Contributor

Re: Wow I hope i didn't go overboard...

Congrats.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 7 of 16
alextercero
Super Contributor

Re: Wow I hope i didn't go overboard...

Congrats

Current Credit Cards


Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (March 2024)


Credit Age:

Inquiries:

Message 8 of 16
Existentialist
Frequent Contributor

Re: Wow I hope i didn't go overboard...

Nice job (esp. recons).
Message 9 of 16
Anonymous
Not applicable

Re: Wow I hope i didn't go overboard...

Great approvals, congrats on your success

Message 10 of 16
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