Friday Approvals - Amex Everyday, Chase Freedom
Saturday Approval - Amex Blue Cash Everyday
Just now I went to creditcards.com to provide my information and see what cards they recommend for me, a list came back with a bunch of cards that I know are out of my league. I already have the Cap 1 QS1 and the list had the QS, so I figured screw it....and got approved with a 3k limit! Fourth pretty good card in the last three days, awesome.
This tells me one thing though, the "offers" Cap One always talks about when you try to PC a card or reduce your interest are definitely not based on...well anything. Just the other day I tried to PC my QS1 to the QS and I was told I didn't have that offer on my account, here I am two days later getting approved for that exact card. I'm going to inquiry my credit profile to death with this spree, but oh well.
@dapps06 wrote:Friday Approvals - Amex Everyday, Chase Freedom
Saturday Approval - Amex Blue Cash Everyday
Just now I went to creditcards.com to provide my information and see what cards they recommend for me, a list came back with a bunch of cards that I know are out of my league. I already have the Cap 1 QS1 and the list had the QS, so I figured screw it....and got approved with a 3k limit! Fourth pretty good card in the last three days, awesome.
This tells me one thing though, the "offers" Cap One always talks about when you try to PC a card or reduce your interest are definitely not based on...well anything. Just the other day I tried to PC my QS1 to the QS and I was told I didn't have that offer on my account, here I am two days later getting approved for that exact card. I'm going to inquiry my credit profile to death with this spree, but oh well.
Congrats.. 
@dapps06 wrote:Friday Approvals - Amex Everyday, Chase Freedom
Saturday Approval - Amex Blue Cash Everyday
Just now I went to creditcards.com to provide my information and see what cards they recommend for me, a list came back with a bunch of cards that I know are out of my league. I already have the Cap 1 QS1 and the list had the QS, so I figured screw it....and got approved with a 3k limit! Fourth pretty good card in the last three days, awesome.
This tells me one thing though, the "offers" Cap One always talks about when you try to PC a card or reduce your interest are definitely not based on...well anything. Just the other day I tried to PC my QS1 to the QS and I was told I didn't have that offer on my account, here I am two days later getting approved for that exact card. I'm going to inquiry my credit profile to death with this spree, but oh well.
Can you post your current status? (FICO Score, AAoA, Credit Utilization, any baddies?) Thanks!
@tonyjones wrote:
@dapps06 wrote:Friday Approvals - Amex Everyday, Chase Freedom
Saturday Approval - Amex Blue Cash Everyday
Just now I went to creditcards.com to provide my information and see what cards they recommend for me, a list came back with a bunch of cards that I know are out of my league. I already have the Cap 1 QS1 and the list had the QS, so I figured screw it....and got approved with a 3k limit! Fourth pretty good card in the last three days, awesome.
This tells me one thing though, the "offers" Cap One always talks about when you try to PC a card or reduce your interest are definitely not based on...well anything. Just the other day I tried to PC my QS1 to the QS and I was told I didn't have that offer on my account, here I am two days later getting approved for that exact card. I'm going to inquiry my credit profile to death with this spree, but oh well.
Can you post your current status? (FICO Score, AAoA, Credit Utilization, any baddies?) Thanks!
Sure, my current FICO's are
EQ - 658
EX - 653
TU - 645
Not sure which one they just pulled, though.
- AAoA is 8 years
- Utilization is tricky, myFico credit monitoring gave me an update earlier today showing my Chase Amazon balance go to zero because of my balance transfer, but I haven't received an update showing the balance apply to my Cap 1 Platinum yet. If the balance on my Cap 1 card has updated but I just haven't received an alert yet, then my overall utilization is just under 19%.
- I have a court judgement that falls off next month, an old charge off with associated collection account that falls off in June, and an old auto loan that was settled for less than full balance that's 4 1/2 years old.
- I also have probably around 10 inquries in the past seven months, including the cards I applied for yesterday and the day before.
- My credit report on myFico is showing my last late payment at 4 1/2 years ago.
Hope all of this helps.
Thanks everyone. I'm pretty tempted to try for the Discover It card, but something tells me I should hold off. Though I guess I'll get a free credit report if I get denied....