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Valued Contributor
Repo-ed
Posts: 2,960
Registered: ‎02-09-2012
0

YES! DF instantly approved for SWA Visa 8k CL (50,000 points promotion)

....this was awesome last night!  I really didn't know where she stood with Chase, as she only has a Chase backed amazon card.

 

Wanted her to apply for both personal and business (100K total points or 4 round-trip tickets) - but...., er - she hasn't started her business yet?

 

Either way, the 50k will cover our flight to Vegas in November which is awesome, as I covered out flights to Montreal in Sept using Skymiles.

 

I'd love to app, but chase will not approve or recon so long as my repo is still reporting (until next year! :smileysurprised: )

5/2012: 560 credit scores across the board and $500 secured CC
12/2014: 750+ scores across the board and $80k in revolving credit

Get those baddies removed!!!
Mega Contributor
LS2982
Posts: 15,436
Registered: ‎04-09-2011
0

Re: YES! DF instantly approved for SWA Visa 8k CL (50,000 points promotion)

CONGRATS!!!

That and the CSP are my wish list cards for next year!



Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Established Contributor
rtw
Posts: 797
Registered: ‎05-01-2012
0

Re: YES! DF instantly approved for SWA Visa 8k CL (50,000 points promotion)

Congrats! Nice points haul.


Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 699 (PSECU 06/04/14) 702 (my FICO 08/05/14) TU: 699 (08/01/14) EQ: 675 (07/08/14)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 11K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 3.8K Barclays USAir 7/12 | 6K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012
0

Re: YES! DF instantly approved for SWA Visa 8k CL (50,000 points promotion)

Congrats. Im getting to get this card by the end of the year.

Valued Contributor
Epcot
Posts: 2,789
Registered: ‎10-10-2012
0

Re: YES! DF instantly approved for SWA Visa 8k CL (50,000 points promotion)

Nice, Congrats on the approval and nice CL!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 816 EX 780 TU 823
App free since 4/11/13
New Contributor
CreditAce
Posts: 103
Registered: ‎02-19-2013
0

Re: YES! DF instantly approved for SWA Visa 8k CL (50,000 points promotion)

Wow congrats!! Great bonus and great CL, couldn't ask for much more!

Valued Contributor
Repo-ed
Posts: 2,960
Registered: ‎02-09-2012
0

Re: YES! DF instantly approved for SWA Visa 8k CL (50,000 points promotion)

She had a card issued to me as well.  Will take an AAoA hit, but the 8k TL should play nice with what little util% i have reporting now. (PIF'd yesterday)

5/2012: 560 credit scores across the board and $500 secured CC
12/2014: 750+ scores across the board and $80k in revolving credit

Get those baddies removed!!!
New Contributor
Chrysostom
Posts: 58
Registered: ‎04-15-2012
0

Re: YES! DF instantly approved for SWA Visa 8k CL (50,000 points promotion)


LS2982 wrote:
CONGRATS!!!

That and the CSP are my wish list cards for next year!

Wait until the CSP has a 50k or 60k UR points promotion going on to app. I closed mine due to the AF and won't app again as long as they have this 40k-only promotion going. I just got the SW Rapid Rewards because 50k RR points is a pretty damned good promotion from SWA - I don't think I've ever seen it go above 60k, and that was once.


Goal: 760 by End of Year
Current Score: 714 TU (2-3/12); 681 EQ (2-3/12); 714 EX (AmEx Pull: 2-7/12); 777 VantageScore (2-3/12)
AmEx BCE ($4k) - AmEx SPG ($7.5k) - Amex PRG (NPSL) - Citi Forward ($7.6k) - Discover IT ($3k) - BankAmericard Cash Rewards ($5k)
Chase Freedom ($1k) - Chase Amazon ($3k) - PayPal Extras ($6k) - Cap One Cash ($0.5k) - Amazon Store ($2.5k)

Application-Free Since the 14th of the Second May of 2012.
New Contributor
nagisa
Posts: 55
Registered: ‎10-28-2012
0

Re: YES! DF instantly approved for SWA Visa 8k CL (50,000 points promotion)

I was on the fence about this card ever since seeing they were offering the 50k point promo. I was supposed to be gardening for another 3 months since my last card I applied for (November). I figured the bonus points was worth the HP/lower AAoA hit, as two free roundtrip flights will be sweet.

 

I got the dreaded "further processing" required and thought I'd been declined. Phoned the following morning and rep took about 1 minute to review and said I was approved for $8k CL on a Visa Sig (first siggy yay; been wanting to try the concierge service to see if I'd find it useful, but wasn't really prepared to pay $450 for Amex Plat). This is a lot more generous than Chase were with my Chase Amazon (only $3.1k CL) and I wonder if it's due to my AMEX 3x CLI :smileytongue:.

 

Now to use this card exclusively until I hit the $2k spending req. Should be able to make it pretty easily due (esp worst case I can put my car insurance on it or buy a ton of Visa or amazon gift cards). Back to the garden~~

 

 

PNC Points Visa $3.3k (5/09), Amex PRG NPSP (9/10), Amex BCP $7.6k (10/12) -> $19.7k (3x CLI), Amazon Chase Visa $3.1k (10/12), Citi Forward Student $4k (11/12), Chase Southwest RR Premier $8k siggy (3/13 - 50k sign up bonus)

EX FICO 767 10/12
TU FAKO(? from Chase Amazon) 742/990 10/12
New Contributor
Chrysostom
Posts: 58
Registered: ‎04-15-2012
0

Re: YES! DF instantly approved for SWA Visa 8k CL (50,000 points promotion)

If you're losing more than 1% return by being forced to use the SWRR card for minimum spend (you're probably not, a RR mile is worth about 1.4c), buy 4 $500 Amex giftcards from Bigcrumbs at 1.7% off. (You can then use them for whatever, including paying rent through various online portals.)


Goal: 760 by End of Year
Current Score: 714 TU (2-3/12); 681 EQ (2-3/12); 714 EX (AmEx Pull: 2-7/12); 777 VantageScore (2-3/12)
AmEx BCE ($4k) - AmEx SPG ($7.5k) - Amex PRG (NPSL) - Citi Forward ($7.6k) - Discover IT ($3k) - BankAmericard Cash Rewards ($5k)
Chase Freedom ($1k) - Chase Amazon ($3k) - PayPal Extras ($6k) - Cap One Cash ($0.5k) - Amazon Store ($2.5k)

Application-Free Since the 14th of the Second May of 2012.

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