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Yet another Cap1 increase

Regular Contributor

Re: Yet another Cap1 increase

Did you email the CEO?  I sent one to him on Friday.  If not, can you PM me the EO number please?

Message 11 of 16
Established Contributor

Re: Yet another Cap1 increase

If you sent an email on Friday, wait at least until Wednesday until you reach out again. Always much better to let them come to you. Again be sure of what you want ahead of time, no AF, lower APR, cash rewards? miles? CLI to $xxxx. I've only read about *RARE* cases where they granted a PC. Nearly all of the time its been just an acceptable CLI, reduced or removed AF, and lower APR.


DCU ( pulled 3/29/13) EQ04 683 | Amex (pulled 3/28/13) EX 760 | US Bank (pulled 3/28/13) EX 753
CreditKarma (4/19/13) TU-TR 701 | TU Vantage 788 | USAA FAKO (3/31/13) EX 728, EQ 699, TU 737 |
Inquiries (4/18/13) EX 13 | EQ 13 | TU 14
Message 12 of 16
Super Contributor

Re: Yet another Cap1 increase


jocleveland wrote:

Did you email the CEO?  I sent one to him on Friday.  If not, can you PM me the EO number please?


It takes between 2-3 days to contact you.

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 13 of 16
Established Contributor

Re: Yet another Cap1 increase

A solid reason, among many others, not to use your name as a screen name.

FICO scores on November 17, 2014 (prior to applying for and being approved my mortgage)

EX=738
EQ=735
TU=754

FICO scores on March 4, 2015 after being approved for mortgage and buying the home, the mortgage isn't yet reporting.
EX- 689 EQ- 739 TU- 739
Message 14 of 16
Contributor

Re: Yet another Cap1 increase

Congrats on the increase Smiley Happy

FICO scores: 790 (EQ) 786 (EX) 796 (TU) |
My Wallet:NFCU CR Visa 24k, AMEX Delta Gd 18k, Walmart Discvr 12k, USAA Plat RA MC 13k, BECU Visa 13k, NFCU NR MC 10k, Sams Discvr 10k, Sportsmans Visa 11.5k, WF Plat Visa 10k, Paypal Extra MC 10k, BofA Fraternity MC 14k, Sams Credit 10k, USAA World MC 9k, Military Star 8.2k |BOA CR 8k |AMEX Evrdy 8k |Lowes 7.3k | Chase Military Star MC 16k, JCPenneys MC 7k, Discover IT 5k , Gymboree Visa 4.5k, Sears MC 4k, TJX MC 3.5k, ToysRUS MC 5k, Chase Amazon Visa 3k, Home Depot 3k, Citibank Simplicity 6.5k, Fred Meyers Visa 2.5k, Target 2k, Kohls 2k, ITunes Visa 5k, Macys 2k, Vystar CU Visa 5k
Message 15 of 16
Valued Contributor

Re: Yet another Cap1 increase


VWTUNER wrote:
Pm eo email?

http://ficoforums.myfico.com/t5/Credit-Cards/How-to-get-a-PC-or-CLI-from-Capital-One/td-p/1690104

 

That works.

3-26-15: FICO EXP: 828 - EQU:820 - TRAN: 828 - AVG: 825 +275 points from JUN 2008 - MY CREDIT JOURNAL

Message 16 of 16