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another Citi Double Cash approval and shocked

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new_earth
Frequent Contributor

another Citi Double Cash approval and shocked

first real non store citi approval...saw everyone else applying for this one so I tried lol. Got approved! Amazing cuz they did not like me previously and will not give me the one I needed most, Simplicity. But got approved for $2600. I hear they are not good with recons so guess I'm stuck with this CLfor a bit. Still nice Smiley Happy My first non store Citi card.

Message 1 of 13
12 REPLIES 12
coldnmn
Mega Contributor

Re: another Citi Double Cash approval and shocked

Congrats! Thanks for sharing.

 

 

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 2 of 13
Anonymous
Not applicable

Re: another Citi Double Cash approval and shocked

Congrats!
Message 3 of 13
Tony275
Valued Contributor

Re: another Citi Double Cash approval and shocked

Congrats!! Not a bad card to have!

Starting Score: (June 2014) TU08: 663 | EQ04: 640 | EX08: 685
Current Score: TU08: 757 | EQ04/08: 757/758 | EX08: 761
Goal Score: 800 across the board

Total Credit Line - $186,050 | Utilization - 16.8%
Message 4 of 13
chalupaman
Super Contributor

Re: another Citi Double Cash approval and shocked

Congrats! Did you find out your APR yet?

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 5 of 13
SunriseEarth
Moderator Emeritus

Re: another Citi Double Cash approval and shocked


@new_earth wrote:

first real non store citi approval...saw everyone else applying for this one so I tried lol. Got approved! Amazing cuz they did not like me previously and will not give me the one I needed most, Simplicity. But got approved for $2600. I hear they are not good with recons so guess I'm stuck with this CLfor a bit. Still nice Smiley Happy My first non store Citi card.


Congrats!   Your initial CL is better than mine, at least.  Smiley Wink



Start: 619 (TU08, 9/2013) | Current: 809 (TU08, 3/05/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Discover IT $46000 | Disney Premier VS $43600 | Venmo VS $30000 | NFCU More Rewards AMEX $25000 | Macy's AMEX $25000 Store $25000 | Cash+ VS $25000 | Altitude Go VS $25000 | Synchrony Premier $24,200 | Sony Card VS $23750 | GS Apple Card WEMC $22000 | WF Active Cash VS $18,000 | Jared Gold Card $16000 | FNBO Evergreen VS $15000 | Citi Custom Cash MC $14600 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Amazon VS $12000 | Freedom Flex WEMC $10000 | Belk MC $10000 | Wayfair MC $4500 ~~
Message 6 of 13
new_earth
Frequent Contributor

Re: another Citi Double Cash approval and shocked


@chalupaman wrote:

Congrats! Did you find out your APR yet?


0% for 15 months and then I think 17%

 

Message 7 of 13
youngandcreditwrthy
Senior Contributor

Re: another Citi Double Cash approval and shocked

CONGRATS!

 

what was your FICO??

 

They denied me on Simplicity with a 720 EQ FICO. lol

Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 8 of 13
lhcole77
Valued Contributor

Re: another Citi Double Cash approval and shocked

Try to recon if you want more. I've heard of success. The worst they can say is no.

Message 9 of 13
alvon123
Super Contributor

Re: another Citi Double Cash approval and shocked

congrats


Message 10 of 13
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