10-31-2012 09:04 PM - edited 10-31-2012 09:08 PM
Over the last 5 days I am 5/6. Amex Blue card, Amex Hilton, Citi Diamond, Saks Fifth Ave, and Jared jewlers. Only denial was a CLI for Barclays, I am not sure of the denial. Didnt say.
That is it for me, I got rid of all my wife's and my sub prime cards.... done with the crap one, orchard cards... they had their purpose. It is funny though, I had crap one cards, mine and my wife for a long time. I went through the process everyone else did and got declined both form my wife and I for increases. So I closed them once they said no... Then I get approved for this Saks Fifth Ave account, which is managed by crap one... I wasnt aware until I saw the approval. I cant get away from them! I did receive a much better CL than I had on my credit card though... Now I let the garden grow....
the other cards I have are
Platinum Amex with pay over time feature
Citi Thank You
Local Credit Union Visa
10-31-2012 09:31 PM
Congratulations! That's a nice spree you have there.
11-01-2012 09:13 AM
11-01-2012 11:54 AM
TREMENDOUS JOB!!! I'm sure a great deal of hard work went into all your success.
You also mentioned that you went for the Saks card. I trust that is to get you to a no AF WEMC card eventually??? I litterally had that app half filled out when I closed the browser window because it's now underwritten by as you say "crap one". Just cut up and burried a Platinum crap one account that I'm still smiling about.
What limit did you obtain on the Saks card? Was it indeed 3 CR pulls? Where was your EX score when you got that card? All sincere interest thus the questions.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.