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Established Member
Posts: 24
Registered: ‎10-25-2012
0

approved for Chase Freedom $3,500

Wow!

 

I started my credit repair about a year ago with scores so low I could cry and multiple CA.  Like an idiot, I thought that once my FICO was at 600+, I would qualify for a few store cards and easier cards.  I apped for WalMart, Macys, Gap, and JC Pennys and was declined for all of them.  I then learned about the shopping card trick and got a Buckle for $250 and a VS for $500.  I also went to my USAA credit union and plunked down $600 for a secured Amex and deposited more money 6 months later to bring the balance to $1,000.  I also got my mother to list me as an AU on her Amex.  Add a Cap One for $300 and a Credit One for $400 and that's my list of credit.

 

My credit report has a medical CO of approx $3k from 4 years ago, and an old Sallie Mae 120 day late.  I rehabed my student loan and the current student loan holder promptly removed the tradeline, but the Sallie Mae stayed.

 

I was happily growing in the garden and not looking to do anything until I grew my secured USAA Amex card to $2,000, and found out that mom just closed her Amex card so my AAoA tanked to under a year.  I noticed that Experian still had not dropped moms Amex to closed, so I thought I'd try to sneak an app in and see what happens.

 

I've diligently kept my utilization under 5%, and I have had a relationship with Chase for over 4 years - so I thought I'd start with them.  I appd thinking that if if was denied (which I was expecting) then at least I could get another round of free credit reports due to the denial.  I was shocked when the screen popped up that I was instantly approved for $3,500!!!!! 

 

Just wanted to share!  Back in the garden!

Senior Contributor
Posts: 7,495
Registered: ‎01-05-2013
0

Re: approved for Chase Freedom $3,500

Congrats!!

New Contributor
Posts: 351
Registered: ‎06-02-2013
0

Re: approved for Chase Freedom $3,500

Congrats. It is always nice when hard work pays off!

If women didn't exist, all the money in the world would have no meaning. -- Aristotle
Starting Score: 777
Current Score:  761
Goal Score:      800
Contributor
Posts: 175
Registered: ‎06-28-2013
0

Re: approved for Chase Freedom $3,500

Congrats!


Starting Score: 620
Current Score: EQ: 723 TU: 714 EX: 759 (Amex 6/28)
Goal Score: 750
Valued Contributor
Posts: 1,453
Registered: ‎04-14-2012
0

Re: approved for Chase Freedom $3,500

Congrats!!!

*8/10/13
Community Leader
Established Contributor
Posts: 899
Registered: ‎05-28-2013
0

Re: approved for Chase Freedom $3,500

Congrats!  I still have yet to add Chase to my cc lineup.

Moderator
Posts: 27,207
Registered: ‎09-13-2012
0

Re: approved for Chase Freedom $3,500

Valued Member
Posts: 29
Registered: ‎03-06-2013
0

Re: approved for Chase Freedom $3,500

Congrats!

Starting Score: EX: 678 EQ: 677 TU: 667 03/06/2013
Current Score: EX: 684 EQ: 687 TU: 705 03/31/2014 / Last App: 08/04/2013 / In the Garden Until: 01/04/2013

      NPSL           $5000           $3000           $3000           $2500           $2000           $1000            $1000           $1000           
Community Leader
Senior Contributor
Posts: 27,327
Registered: ‎02-07-2013
0

Re: approved for Chase Freedom $3,500

Congrats

+ Chase ink =




Valued Contributor
Posts: 1,715
Registered: ‎03-07-2013
0

Re: approved for Chase Freedom $3,500

nice cl! congrats Smiley Happy



GARDEN GOAL: MARCH 2014
LAST APP: 08/20/2013
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