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Established Member
Posts: 26
Registered: ‎05-08-2012
0

approved for first unsecured card!

Have been cleaning up my CR with lots of help from you folks on MyFico (Thanks, everyone!  Smiley Happy )

 

July 2012, got secured Cap1 (paid in $159 and got $359 CL). 

 

Today, I just ap'd for Walmart online, and got $400 store card.  (MyFico TU649, EQ 642 current scores)

 

I know this doesn't sound like a big deal, but IT FELT SO GOOD!!!

 

 

Want to try for cc with my local CU, but will wait for these to report for a few months.

 

HuntingMama:  Dec 2012 = EQ scorewatch 649, TU myfico 649


HuntingPapa:  Dec 2012 = EQ scorewatch 625, TU myfico (Nov 2012) 604


 

Established Contributor
Posts: 656
Registered: ‎09-18-2011
0

woRe: approved for first unsecured card!

wow, congrats!!!


Starting Score: EQ=665,TU=618 on Oct 9,2010
EQ=702,TU=725 on Apr 11, 2012 EQ=705 on Oct 31, 2012 Current Score: EQ=702, TU=714 on Dec 8, 2012
Goal Score: 750

Take the FICO Fitness Challenge
Regular Contributor
Posts: 203
Registered: ‎07-20-2012
0

Good job! Keep it up!

Good job! Keep it up!

Revolvers: FP Gold $300, FP Platinum $300, Applied Bank Business $500, Kay Jewelers $500, Fingerhut $400, Gettington $300

Installers: KHEAA student loan, Dealer Funding LLC auto loan x2, Crescent Bank auto loan, Acceptance Loan Co personal loan x2

Negatives: 1 collection - 2010 $307, Auto lates - 2 30 days, 60 day, 2009 / 3 30 days, 60 day, 2012

Valued Contributor
Posts: 1,569
Registered: ‎11-10-2012
0

Re: approved for first unsecured card!

Congrats on your first unsecured card!!! I know exactly how you feel. It IS a big deal because it is a reward for your hard work! So be excited and keep up the good work!



My Wallet:
WalMart: ||15k|| USAA Platinum MC: ||26k|| BCE: ||9k|| Chase Freedom Siggy: ||10k|| Discover it: ||6.5k|| SG Visa: ||11k||
USAA World MC: ||23k|| US Bank Cash+ Siggy: ||7.5k|| Citi TYP World MC: ||12k|| Barclays Arrival World MC: ||13k||Citi Double Cash World MC ||25k||Sallie Mae World MC ||18.8k||Fico Scores (3 Fico Monitoring): EQ 751,TU 749, EX 743. Last app: 9-12-14 Sallie
New Contributor
Posts: 59
Registered: ‎09-17-2011
0

Re: approved for first unsecured card!

Congrats!!!!

Valued Contributor
Posts: 3,001
Registered: ‎02-09-2012
0

Re: approved for first unsecured card!

great work!
5/2012: 560 credit scores across the board
12/2014: 750+ scores across the board
Get those baddies removed!!!
Frequent Contributor
Posts: 294
Registered: ‎10-03-2009
0

Re: approved for first unsecured card!

It is a big deal! 

 

Congrats to you on your approval Smiley Happy

MCU $500 I Capital One $750 I Starting Score 07/2016: TU 619 I EX 631 I EQ 592 I Current Score 11/2016: TU 652 I EX 642 I2 EQ 621 I Goal Score:670

Regular Contributor
Posts: 242
Registered: ‎06-27-2011
0

Re: approved for first unsecured card!

Congrats on the approval - always good to have already one GECRB - they grow fast and you get a free monthly TU score now.

Starting: 563 | Current: 748 (TU 8/15) | Goal: 800 | Garden since: 08/10/2015

Valued Contributor
Posts: 2,802
Registered: ‎10-10-2012
0

Re: approved for first unsecured card!

That's great, Keep it up. Congrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Valued Contributor
Posts: 1,772
Registered: ‎10-28-2011
0

Re: approved for first unsecured card!

Congrats.  No dont go on any app sprees cause you got approved for walmart.  let the walmart card grow then app for something in about 6 mos.

NFCU plat 5k | NAVCHECK 5k | NFCU cashrewards 15k | BOFA 123 6k |
Chase Freedom 1.5k | Amazon 3K | Walmart 3K | Buckle 300 | AMEX BCE 2.5K | CHASE CSP 12K | CITI sears 6k | Kay 2k

On the prowl for Chase Sapphire Preferred! APPROVED 12K!
scores 7/14 647 622 630 (85%util)
scores 8/14 767 760 758 Boom! finally in the 700 club

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