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approved for first unsecured card!

Established Member

approved for first unsecured card!

Have been cleaning up my CR with lots of help from you folks on MyFico (Thanks, everyone!  Smiley Happy )

 

July 2012, got secured Cap1 (paid in $159 and got $359 CL). 

 

Today, I just ap'd for Walmart online, and got $400 store card.  (MyFico TU649, EQ 642 current scores)

 

I know this doesn't sound like a big deal, but IT FELT SO GOOD!!!

 

 

Want to try for cc with my local CU, but will wait for these to report for a few months.

 

HuntingMama:  Dec 2012 = EQ scorewatch 649, TU myfico 649


HuntingPapa:  Dec 2012 = EQ scorewatch 625, TU myfico (Nov 2012) 604


 

Message 1 of 12
11 REPLIES
Established Contributor

woRe: approved for first unsecured card!

wow, congrats!!!


Starting Score: EQ=665,TU=618 on Oct 9,2010
EQ=702,TU=725 on Apr 11, 2012 EQ=705 on Oct 31, 2012 Current Score: EQ=702, TU=714 on Dec 8, 2012
Goal Score: 750

Take the FICO Fitness Challenge
Message 2 of 12
Regular Contributor

Good job! Keep it up!

Good job! Keep it up!

Revolvers: FP Gold $300, FP Platinum $300, Applied Bank Business $500, Kay Jewelers $500, Fingerhut $400, Gettington $300

Installers: KHEAA student loan, Dealer Funding LLC auto loan x2, Crescent Bank auto loan, Acceptance Loan Co personal loan x2

Negatives: 1 collection - 2010 $307, Auto lates - 2 30 days, 60 day, 2009 / 3 30 days, 60 day, 2012

Message 3 of 12
Valued Contributor

Re: approved for first unsecured card!

Congrats on your first unsecured card!!! I know exactly how you feel. It IS a big deal because it is a reward for your hard work! So be excited and keep up the good work!



My Wallet:
WalMart: ||15k|| USAA Platinum MC: ||26k|| BCE: ||9k|| Chase Freedom Siggy: ||10k|| Discover it: ||6.5k|| SG Visa: ||11k||
USAA World MC: ||23k|| US Bank Cash+ Siggy: ||7.5k|| Citi TYP World MC: ||12k|| Barclays Arrival World MC: ||13k||Citi Double Cash World MC ||25k||Sallie Mae World MC ||18.8k||Fico Scores (3 Fico Monitoring): EQ 751,TU 749, EX 743. Last app: 9-12-14 Sallie
Message 4 of 12
New Contributor

Re: approved for first unsecured card!

Congrats!!!!

Message 5 of 12
Valued Contributor

Re: approved for first unsecured card!

great work!
5/2012: 560 credit scores across the board
12/2014 750+
3/2017 780+
5/2017 800+
Message 6 of 12
Frequent Contributor

Re: approved for first unsecured card!

It is a big deal! 

 

Congrats to you on your approval Smiley Happy



MCU $1000 (open 5/2015) I Capital One $3750 (open 4/2012) I Discover IT $2000 (open May 2017)
Starting Score 07/2016: TU 619 I EX 631 I EQ 592 I
Current Score 05/2017: TU 658 I EX 666 I EQ 666 I
Goal Score: All scores between 670-700 by July 2017
Message 7 of 12
Regular Contributor

Re: approved for first unsecured card!

Congrats on the approval - always good to have already one GECRB - they grow fast and you get a free monthly TU score now.

Starting: 563 | Current: 748 (TU 8/15) | Goal: 800 | Garden since: 08/10/2015

Message 8 of 12
Valued Contributor

Re: approved for first unsecured card!

That's great, Keep it up. Congrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Message 9 of 12
Valued Contributor

Re: approved for first unsecured card!

Congrats.  No dont go on any app sprees cause you got approved for walmart.  let the walmart card grow then app for something in about 6 mos.

NFCU plat 5k | NAVCHECK 5k | NFCU cashrewards 15k | BOFA 123 6k |
Chase Freedom 1.5k | Amazon 3K | Walmart 3K | Buckle 300 | AMEX BCE 2.5K | CHASE CSP 12K | CITI sears 6k | Kay 2k

On the prowl for Chase Sapphire Preferred! APPROVED 12K!
scores 7/14 647 622 630 (85%util)
scores 8/14 767 760 758 Boom! finally in the 700 club
Message 10 of 12