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Thanks, everyone! My plan is to let this one report for several months, and then apply for one with my local CU.
Off to a good start!
HuntingMama: Dec 2012 = EQ scorewatch 649, TU myfico 649
HuntingPapa: Dec 2012 = EQ scorewatch 625, TU myfico (Nov 2012) 604
Congrats!!! Like said previously soak it up, you deserve it!