Credit Card Center Advertiser Disclosure

Regular Contributor
Posts: 165
Registered: ‎07-30-2009
0 Kudos

Re: bank of america CLI to 10,000 from 2500

Downgraded my cash rewards visa signature to visa platinum, I want my card to report the credit limits. The customer are executive told me that I can upgrade later when ever I want,. And the cash back rewards are the same on visa platinum as well. . Now I have 3 cards with 5 figure. Thanks for everyone.
Posts: 3,367
Registered: ‎10-19-2012
0 Kudos

Re: bank of america CLI to 10,000 from 2500

FinStar wrote:

SRAGS wrote:


 This card will not report the limit on the CR since it is a Visa Signature product.  Only the balance (high credit) on this card will be reported whenever any of the following occur: (a) mid-cycle reporting if any changes occur on your account (i.e. address changes, product changes, etc) and/or (b) if you let any balance report at the end of the statement cycle.


Not entirely correct. The daily high balance will be reported in lieu of the credit limit and will be used in absence of the credit limit for FICO scoring.

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.