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barclay rewards mc and Cap1 plat

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Smooth954
Regular Contributor

Re: barclay rewards mc and Cap1 plat


@inkedstl wrote:
Depending on who you look at my TU is a 572 amd my EQ is a 659

Congrats. I highly doubt your TU is 572 barclay is a TU puller and I doubt they would give you that card with a 572. Where did you get the TU score if you dont mind sharing?

 

Myfico (7/16/14): EQ:736, EX:678(Prosper 7/16/14), TU:691(5/29/14)
Wallet:


Message 11 of 15
inkedstl
Member

Re: barclay rewards mc and Cap1 plat

that was actually via CreditOne. but pulled my TU today from TU......shows 688. CreditOne still shows it as a 572 !

CH 7 discharged 7/13 EQ 545 TU 528
7/3/14 EQ 638
TU via Cred1 611, TU 688
EX 668
CK 638
barclay FICO 637
Message 12 of 15
Anonymous
Not applicable

Re: barclay rewards mc and Cap1 plat

Congrats!
Message 13 of 15
-Wade-
Valued Contributor

Re: barclay rewards mc and Cap1 plat


@inkedstl wrote:

i know i need open lines of credit to build my score back up and applied today for cap1 who gave me a 300 limit and Barclay Card with Rewards who gave me 1000 limit.... i already have an auto loan so now i can sit back and garden these cards for CLI. and put my credit one card on the back burner as an autopay card that gets paid off immediately.... any other tips?


Congrats on your approvals Smiley Happy

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 14 of 15
lanakane
New Contributor

Re: barclay rewards mc and Cap1 plat


@inkedstl wrote:

that was actually via CreditOne. but pulled my TU today from TU......shows 688. CreditOne still shows it as a 572 !


What, really?  Sounds like a wee conspiracy on behalf of that lender to convince people that their credit still sucks and they should be so lucky as to carry and utilize a CreditOne card!  Sort of like a guy telling his beautiful girl she's ugly so she won't go elsewhere.  Psh!


Starting Score: 560
Current Score: 652 EX / 675 EQ / 643 TU
Goal Score: 700

Cap One QuicksilverOne $3000 | FirstTech FCU Visa $2500 | Discover IT $1500 | Amazon.com $700 | JCrew $600 | Ann Taylor $500 | VS $350 | Nordstrom Visa (AU) $15,000 | American Express® Gold

Take the myFICO Fitness Challenge
Message 15 of 15
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