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Established Member
Posts: 46
Registered: ‎02-11-2016

barclaycard ring - stressful approval recon

[ Edited ]

I got denied the first time around sometime last year and decied to apped for the ring again, and got a 10 day message. thinking it was instant denial, but called the recon number and spoke to a nice lady. I asked about my app status. She would gladly helped me and we started a serise of security questions. basic address, my dob, where i worked etc etc. Then she started asking questions about my family, their DOBs, their full / last name before they got married, to which i didnt know (im so bad with those). All of my family members dob. I didnt know those either LOL. Put me on hold a couple times and transfering me to different lines to verify some more security questions. I thought she was going to instant deny me cause i couldnt answer them.

 

In the end i got approved for 5k SL Smiley Very Happy. Geeze that was the longest 20min recon app ive done to date. But im in ! Smiley Very Happy

 

TU was pulled and score was 772 with 15 inqs. Recently got approved for citi thankyou a couple days ago. 2-2 Smiley Happy

Fico8 Scores: EX: 691 TU: 705 EQ: 697 (As of: 2/22/2016)
Super Contributor
Posts: 13,580
Registered: ‎01-04-2014

Re: barclaycard ring - stressful approval recon

Thanks for those (familar) details on Barclays and Congrats! on pulling in the new approval like you did.

Last App-Jan 26* It's All In The Magic Of Your Own Destiny * FICO TU 769 EQ 723 EX 777
Senior Contributor
Posts: 8,271
Registered: ‎04-23-2016
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Re: barclaycard ring - stressful approval recon

Congrats on getting your new security clearance from Sir BarclaysSmiley Wink
Established Member
Posts: 46
Registered: ‎02-11-2016
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Re: barclaycard ring - stressful approval recon

thanks! the kind lady asked asked about what cards i have. but didnt really go into detail like utl. I Was worried that she might ask why do i have so many accounts open, (9 accounts + 1 recently).

Fico8 Scores: EX: 691 TU: 705 EQ: 697 (As of: 2/22/2016)
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Established Contributor
Posts: 838
Registered: ‎03-22-2016
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Re: barclaycard ring - stressful approval recon

LOL I have 29 open atm.

<whistles softly>



3/16 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671. One baddie left falls off starting 11/17.
>8/17 CCT EX 732 TU 726 EQ 710
Super Contributor
Posts: 8,813
Registered: ‎10-03-2008
0 Kudos

Re: barclaycard ring - stressful approval recon

EEK! Gads ... who would know all the answers to those questions? I Sure wouldn't and not likely to ever know. DOB, maiden names ... give me a break!!! Grats on kicking the door in on your "hair raising recon" Smiley Happy
Starting Score: 824
Current Score: 827
Goal Score: 850


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