big surprise from my Walmart approval and I am apparently in the 700 club?

[new_earth]

I posted a week or so ago that I was finally approved for Walmart card that I had wanted since I started repairing/rebuilding credt. I was approved on the phone for $1500 and was happy as could be! I would log into my MPM account and see that it had already been reported but I guess I didn't realize it was NOT the store card!

Just got my card in the mail today and found that I was actually approved for the Discover version! WTH! I love the lady who put it through for me! I am so surprised. I guess that explains it then why on my CR's it shows GE/WALMARTD (D as in Discover!) and as a 'credit card' and not charge card.

So I activate my card, register my online account, get my free Transunion FICO score and it's a 704. Also I found out recently from another card I had gotten recently (don't remember which card it was) that told me my Experian FICO is a 733. My lowest is EQ FICO which according to DCU is a 654 and probably worse now after some inq's.

Anyway, I am so pleasantly surprised that they gave me the Discover and I didn't even know it. So I basically just got another major CC for CL of $1500. I have had the best luck lately!

Got anything good to tell me about this card? Please do!

[starry1]

That's really awesome, congrats!

[myjourney]

Congrats on the Discover version

[09Lexie]

Well done!

[new_earth]

does anyone know, if I have the Discover already would they later approve me for the store card? Or once you have this one, you can't get the other one?

If so, I think I'd probably have to wait 30 days to app since the day i was approved for this one. Just curious.

[Laugh]

---

@new_earth wrote:

does anyone know, if I have the Discover already would they later approve me for the store card? Or once you have this one, you can't get the other one?

If so, I think I'd probably have to wait 30 days to app since the day i was approved for this one. Just curious.

---

You can try, but most likely you'll get a hard pull and a denial. Hopefully not.

Plus, what use would you have for the store card that you currently cannot use with the Discover Walmart card?

I had the unfortunate event of applying for BML when I had one already. For some reason, my paypal hadn't properly linked together with my BML when I bought something from eBay. I got a hard pull and denial. I wasn't on this forum yet so I didn't know that I could fight to get my hard pull removed. Heck, I didn't even know what a hard pull was. LOL!

[Rhaeny]

Congrats for you!

[Express]

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@new_earth wrote:

I posted a week or so ago that I was finally approved for Walmart card that I had wanted since I started repairing/rebuilding credt. I was approved on the phone for $1500 and was happy as could be! I would log into my MPM account and see that it had already been reported but I guess I didn't realize it was NOT the store card!

Just got my card in the mail today and found that I was actually approved for the Discover version! WTH! I love the lady who put it through for me! I am so surprised. I guess that explains it then why on my CR's it shows GE/WALMARTD (D as in Discover!) and as a 'credit card' and not charge card.

So I activate my card, register my online account, get my free Transunion FICO score and it's a 704. Also I found out recently from another card I had gotten recently (don't remember which card it was) that told me my Experian FICO is a 733. My lowest is EQ FICO which according to DCU is a 654 and probably worse now after some inq's.

Anyway, I am so pleasantly surprised that they gave me the Discover and I didn't even know it. So I basically just got another major CC for CL of $1500. I have had the best luck lately!

Got anything good to tell me about this card? Please do!

---

Congrats!   It's a GE Capital Card  and they have great CLI's!

[Pilotdude]

Congrats!! 

[Dubious]

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@new_earth wrote:

does anyone know, if I have the Discover already would they later approve me for the store card? Or once you have this one, you can't get the other one?

If so, I think I'd probably have to wait 30 days to app since the day i was approved for this one. Just curious.

---

I think you might be a little confused on what you have here. You don't need the store version on top of the Discover version. Just use this card at the store. 

This doesn't really count as a major credit card from a "big" bank. Even though it has a payment network and you can use it wherever Discover is accepted, it is not issued by Discover. It is issued by GECRB, and it is still a store card.