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New Contributor
krisg88
Posts: 68
Registered: ‎01-08-2011
0

cap 1 victory!

was about to ditch the 300 limit platinum card. had it for 3 years, no increase, 29 fee. used to rebuild. Was about to ditch it when i saw some EO successs, wrote the email, when they called i asked for 2k, raised me to 1 k today! pretty nice, altough i prob still wont use it haha, barclays got me a 4k rewards cards so i just use that. still helps though.

 

waiting on word back about my orchard account they took over. at 700 asked for 2k as well.

 

 

was guaranteed both would be a soft pull.

 

 

thanks my fico!!

Valued Contributor
SnackTrader
Posts: 1,567
Registered: ‎09-15-2012
0

Re: cap 1 victory!

Congratulations!  You deserve it!


In My Wallet: Amex BCP (12/12) $22.200, Cap1 Quicksilver (6/12) $14,000, Chase CSP (4/14) $12,000, Barclaycard Rewards (5/13) $10,500, Citi Forward (12/12) $9,600, Chase Freedom (12/12) $5,000

Last App: April 2, 2014
Frequent Contributor
js0319
Posts: 474
Registered: ‎02-27-2012
0

Re: cap 1 victory!

How long did it take to get a response? Also, was it for the partially secured card, or was it unsecured?


AMEX PRG - NPSL I AMEX Everyday Preferred - $22.8k I NFCU Flagship Rewards Visa Signature - $10k I NFCU CashRewads Visa Signature - $10k I NASA FCU - $10k I Texell FCU Visa - $5k I Citi Double Cash - $3.6k I Capital One Quicksilver One - $750 I NFCU CLOC - $15k

EQ FICO - 672 (11/26/14) I TU FICO - 670 (11/26/14) I EX FICO - 699 (11/26/14)
Valued Contributor
chnceit
Posts: 1,524
Registered: ‎08-17-2008
0

Re: cap 1 victory!

Congrats Kris!


$100K in Credit
Last Credit Card App: 11/16/13
New Contributor
krisg88
Posts: 68
Registered: ‎01-08-2011
0

Re: cap 1 victory!

I talked to them late Friday and they called me back today..... So about 2 days. Also It was always a unsecured card.
Valued Member
MegaZX30
Posts: 47
Registered: ‎02-05-2013
0

Re: cap 1 victory!

Congrats, on the increase.

 

I myself have an Orchard Bank card

nothing to great at least I would not consider it to good at all(wish I had at least a better CL for Score purposes)

$320 limit

$79 december annual fee... (jeez, I've seen better annual fees from plenty of cards...)

but better then nothing I sappose, lol. This was my first card btw, use it here and there try to keep any balance on it low, just passed 2 year mark, I'm looking into getting a better card here real soon.

But in any event at the moment, if i wanted a CLI for this particular card do I contact Capital One or must I contact Orchard Bank about this. Or at the moment would either work? I knew for some time orchard bank would not take Customer Requested CLI so I never tried before, since Cap One is partnering / aquiring(sp) the Orchard Bank business I was not sure if this was different now.

______________________________
MyFico (Oct 8, 2013):
Experion: 701 -- Equifax: 705 -- TransUnion: 717

Discover IT: $2,650 -- Capital One Platinum $1K -- Cap One QuickSilver $3K -- Chase Freedom $3K
Valued Contributor
Epcot
Posts: 2,789
Registered: ‎10-10-2012
0

Re: cap 1 victory!

Two days, pretty good. Congrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 816 EX 780 TU 823
App free since 4/11/13

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