Applied for Marriott signature and instant approved on the interwebs, but I call for limit I get a 2 week decision message...what gives?
Apllied for Marriott signature and instant approved on the interwebs, but I call for limit I get a 2 week decision message... what gives?
If you currently have a Chase account, log in and it should appear right below your other account. That's how it happened with me.
I just applied for a Sapphire Preferred and got the "needs further review" screen. I called the automated line to check application status about 30 minutes later and found out I was approved and the message gave me credit limit as well. I pressed "0" and spoke with someone who confirmed approval and limit.
Try calling the automated line at 800-436-7927, follow prompts for new application.
I've read on another thread that Chase does the recommendation for approval and cl to co-branded partner then ultimately partner approves limit. Thus the delay in CL. I don't know if this is true but food for thought. I read this about both Ritz and Marriott. Wish I could confirm.
i would call the back door number......i appd for a chase sapphire preferred and was given the under review message, i called and was initially denied because of a $27 medical collection i didnt know about that i paid. Got approved after explaining.
Thanks for the info all!
I've checked my accounts with Chase and no sign of anything new and I called earlier and same message. If it is indeed true that there is lag for whatever reason with the co-branded offerings, that makes me feel a little better. I really only applied for the bonus offer--up to 7 free nights after 1K spend in 90 days.
I do currently have 3 Chase cards: Freedom Sig., Slate, and JP Morgan Select.
Don't worry! It'll come soon enough when I applied for CS it took 5 whole (long) days for me to receive an approval notice! No baddies or negs on my report, but they did pull experian which had 2 recent inqs and 4 total in 2 years. Also had a Freedom for a little less than a year w/ $7000 CL, instant approval. FINALLY saw it pop up on my Chase account the morning of the 5th day with a CL of $10000!
Guess they do a lot of manual reviews for whatever reason! Oh wells!
Manual reviews make me sad.
I was thrilled to see the 'Congratulations, your application has been instantly approved!' message, but now I'm bummed.