11-30-2012 06:51 PM - edited 12-02-2012 06:51 AM
Applied for Marriott signature and instant approved on the interwebs, but I call for limit I get a 2 week decision message...what gives?
11-30-2012 07:41 PM
Apllied for Marriott signature and instant approved on the interwebs, but I call for limit I get a 2 week decision message... what gives?
If you currently have a Chase account, log in and it should appear right below your other account. That's how it happened with me.
11-30-2012 07:53 PM - edited 11-30-2012 07:54 PM
11-30-2012 08:02 PM
I just applied for a Sapphire Preferred and got the "needs further review" screen. I called the automated line to check application status about 30 minutes later and found out I was approved and the message gave me credit limit as well. I pressed "0" and spoke with someone who confirmed approval and limit.
Try calling the automated line at 800-436-7927, follow prompts for new application.
12-01-2012 12:09 AM
I've read on another thread that Chase does the recommendation for approval and cl to co-branded partner then ultimately partner approves limit. Thus the delay in CL. I don't know if this is true but food for thought. I read this about both Ritz and Marriott. Wish I could confirm.
12-01-2012 05:32 AM
i would call the back door number......i appd for a chase sapphire preferred and was given the under review message, i called and was initially denied because of a $27 medical collection i didnt know about that i paid. Got approved after explaining.
12-01-2012 12:11 PM
Thanks for the info all!
I've checked my accounts with Chase and no sign of anything new and I called earlier and same message. If it is indeed true that there is lag for whatever reason with the co-branded offerings, that makes me feel a little better. I really only applied for the bonus offer--up to 7 free nights after 1K spend in 90 days.
I do currently have 3 Chase cards: Freedom Sig., Slate, and JP Morgan Select.
12-01-2012 12:15 PM
Don't worry! It'll come soon enough when I applied for CS it took 5 whole (long) days for me to receive an approval notice! No baddies or negs on my report, but they did pull experian which had 2 recent inqs and 4 total in 2 years. Also had a Freedom for a little less than a year w/ $7000 CL, instant approval. FINALLY saw it pop up on my Chase account the morning of the 5th day with a CL of $10000!
Guess they do a lot of manual reviews for whatever reason! Oh wells!
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.