Thanks Myjourney!
Starting Score: EQ=665,TU=618 on Oct 9,2010
@vpae wrote:
The rep on the phone told me it was probably because I just opened a new Fidelity Amex and it's backed by FIA, so they just extended me a line. That and I asked for 5X the limit. So the computer wouldn't do any more but after a manual review he was able to.
I got 2 letters today from bofa, one said sorry we couldn't give you the limit you wanted and a list of reasons why (too many inquiries, no recent installment account, age of account is too new, etc) the and then another letter saying congrats, here is your full limit requested! Lol
Lol. That is actually funny. Glad you have called for recon and got what you are looking for!!! Can i ask what your CLs on Discover and BOA are at now?
Thanks AzGuy!
Sure.
My discover was at $3k, got a $1.5CLI about 3 months ago on a SP. I couldn't request online so I called. When I requested just now, I asked for $15k. They could take me to $7.9k on a SP. They would need to HP for more. After HP I was approved for $15K.
My bofa was at $3.1k. I did it online, requested $15k as well and got $7.9k offer. I accepted. I called to recon next day and CSR told me because FIA just opened a $12K TL for me, the system wouldn't allow anymore. But he went ahead and approved the full $15k.
I had a visa $15k and a ge store $15k reporting at the time so it may have helped. I should have asked for $20k lol
My discover was at $3k, got a $1.5CLI about 3 months ago on a SP. I couldn't request online so I called. When I requested just now, I asked for $15k. They could take me to $7.9k on a SP. They would need to HP for more. After HP I was approved for $15K.
My bofa was at $3.1k. I did it online, requested $15k as well and got $7.9k offer. I accepted. I called to recon next day and CSR told me because FIA just opened a $12K TL for me, the system wouldn't allow anymore. But he went ahead and approved the full $15k.
I had a visa $15k and a ge store $15k reporting at the time so it may have helped. I should have asked for $20k lol
12/19/19 
06/11/20 
07/02/20
@vpae wrote:
Sure.
My discover was at $3k, got a $1.5CLI about 3 months ago on a SP. I couldn't request online so I called. When I requested just now, I asked for $15k. They could take me to $7.9k on a SP. They would need to HP for more. After HP I was approved for $15K.
My bofa was at $3.1k. I did it online, requested $15k as well and got $7.9k offer. I accepted. I called to recon next day and CSR told me because FIA just opened a $12K TL for me, the system wouldn't allow anymore. But he went ahead and approved the full $15k.
I had a visa $15k and a ge store $15k reporting at the time so it may have helped. I should have asked for $20k lol
wow, that is some great information to know. Congrats on the awesome CLs.
Congrats! Like others that's worth the hp 
Thanks djc!
