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freedom CLI using CSP HP

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PSouz
Contributor

freedom CLI using CSP HP

Called "Chase: 888-245-0625 (Credit Analyst - Recons)" the day after getting approved for CSP, asked them to use hard pull from CSP app to give me a CLI because I only had a 500 CL, I asked for a 3k CL and was approved for 1k, 500 dollar CLI with no hard pull...I'll take it!

They said they only gave me the 500 instead of 2.5k because my freedom was still new

And also because I have 5 hard pulls on EX in the past 6 months







Amex BCE $14k (backdated to 1/11), Chase Freedom $500 (11/2012)
Discover It Student $3k (3/13), Citi Dividend Platinum Visa $3k (3/13)
Capital One Cash Rewards Visa $3.5k (3/13)
Starting Score 3/20/13 - TransUnion FICO 758 - Goal Score 800
Message 1 of 42
41 REPLIES 41
09Lexie
Moderator Emerita

Re: freedom CLI using CSP HP

Message 2 of 42
PSouz
Contributor

Re: freedom CLI using CSP HP

Thanks! I was surprised they were willing to give me anything without a new HP







Amex BCE $14k (backdated to 1/11), Chase Freedom $500 (11/2012)
Discover It Student $3k (3/13), Citi Dividend Platinum Visa $3k (3/13)
Capital One Cash Rewards Visa $3.5k (3/13)
Starting Score 3/20/13 - TransUnion FICO 758 - Goal Score 800
Message 3 of 42
lg8302ch
Senior Contributor

Re: freedom CLI using CSP HP

nice to know and a wonderful idea...will try to remember that should I get approved for CSP next year...might ask for siggy on my Freedom like that Smiley Happy
Message 4 of 42
creditnocash
Valued Contributor

Re: freedom CLI using CSP HP


@lg8302ch wrote:
nice to know and a wonderful idea...will try to remember that should I get approved for CSP next year...might ask for siggy on my Freedom like that Smiley Happy

my plan!



Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23

Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE
Over 12 Months:0


2023 Goals:
Buy A Home
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000

Message 5 of 42
PSouz
Contributor

Re: freedom CLI using CSP HP

@lg glad I could help, I hope it works for you too







Amex BCE $14k (backdated to 1/11), Chase Freedom $500 (11/2012)
Discover It Student $3k (3/13), Citi Dividend Platinum Visa $3k (3/13)
Capital One Cash Rewards Visa $3.5k (3/13)
Starting Score 3/20/13 - TransUnion FICO 758 - Goal Score 800
Message 6 of 42
lg8302ch
Senior Contributor

Re: freedom CLI using CSP HP

@creditnocash
..but first 13 months Freedom...this will be a moment for me...ha ha...but. i need to behave with my recent new CL anyhow
Message 7 of 42
lg8302ch
Senior Contributor

Re: freedom CLI using CSP HP

thanks Psouz...just need a lot of patience first..ha ha
Message 8 of 42
PSouz
Contributor

Re: freedom CLI using CSP HP

How long ago did you get your freedom and what's your CL?







Amex BCE $14k (backdated to 1/11), Chase Freedom $500 (11/2012)
Discover It Student $3k (3/13), Citi Dividend Platinum Visa $3k (3/13)
Capital One Cash Rewards Visa $3.5k (3/13)
Starting Score 3/20/13 - TransUnion FICO 758 - Goal Score 800
Message 9 of 42
creditnocash
Valued Contributor

Re: freedom CLI using CSP HP


@lg8302ch wrote:
@creditnocash
..but first 13 months Freedom...this will be a moment for me...ha ha...but. i need to behave with my recent new CL anyhow

ive had my freedom since july, so ill be at 18 months if i decide too apply for csp, im gardening until jan, to app for another amex, and just doing it all ot once so all my inq's age together. 

 

yes, agreed. use it wisely payy all your bills on time and time will reward you Smiley Wink



Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23

Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE
Over 12 Months:0


2023 Goals:
Buy A Home
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000

Message 10 of 42
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