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freedom CLI using CSP HP

Senior Contributor

Re: freedom CLI using CSP HP

@Psouz

4k and two months ago but it was card #4 in 2 months and not the only card I got recently....got from 2 BofA cards with 8,5k CL to 48,5k....that Citi card last month just got me in trouble with the 17k...hope I will survive the next 6 months without AA of any of the new lenders. I am so glad I did not hit the 3 x CLI for Amex and tried for 2x only. Today I would have kept the 5k and tried the CLI at a later stage not to alarm anybody Smiley Sad ...but what is done is done..
Move the mouse over the cards for detailed view!
....Last HP 01 NOV 2016...............
Message 11 of 42
Established Contributor

Re: freedom CLI using CSP HP

jsut called and was denied the same exact request.  maybe ill try later on today.

Capital One Quicksilver- $5,400 | Chase Freedom - $8,000 | Chase Freedom Unlimited- $13,000 | Chase Amazon -$5,000 | Priceline Visa -$10,000 | US Bank Cash+ - $18,200 | Fidelity Visa -$10,000 | Sallie Mae- $10,000  | DCU Platinum $12,000 | Discover IT - $10,000 | Amex EveryDay - $25,000  | Amex BlueCash Everyday- $9,800 | Citi DoubleCash - $18,000 | Sapphire Preferred- $13,000 Freedom Unlimited$7,000 Blispay$12,000 | Chase Sapphire Reserve- $18,000 | Consumers Credit Union Visa Sig Cash Rebate$25,000

Message 12 of 42
Contributor

Re: freedom CLI using CSP HP

Did you call the same number as I did? How long ago did you get approved for the CSP?







Amex BCE $14k (backdated to 1/11), Chase Freedom $500 (11/2012)
Discover It Student $3k (3/13), Citi Dividend Platinum Visa $3k (3/13)
Capital One Cash Rewards Visa $3.5k (3/13)
Starting Score 3/20/13 - TransUnion FICO 758 - Goal Score 800
Message 13 of 42
Senior Contributor

Re: freedom CLI using CSP HP

@credinocash
my plan...will app again in a mini spree but NEVER again for more than 2 cards...the fear of AA is simply not worth it. the new lenders are softing me all the sudden every 2 weeks and I do not blame them...just hope to survive until July w/o AA and then I can garden worry free...I learnt my lesson with this spree.
we might app about the same time?..see you in the garden
Move the mouse over the cards for detailed view!
....Last HP 01 NOV 2016...............
Message 14 of 42
Senior Contributor

Re: freedom CLI using CSP HP

@ zyzzus
sorry to hear..but don' t you get any staff benefits? treated the same way as everybody else?
Move the mouse over the cards for detailed view!
....Last HP 01 NOV 2016...............
Message 15 of 42
Established Contributor

Re: freedom CLI using CSP HP

approved for the CSP on the second.  i called the same number.

 

 

edit: I really don't try to leverage my employee status much on phone calls to be honest.  I fight harder for customers then I do myself lol.  I should call back and complain a bit more.

Capital One Quicksilver- $5,400 | Chase Freedom - $8,000 | Chase Freedom Unlimited- $13,000 | Chase Amazon -$5,000 | Priceline Visa -$10,000 | US Bank Cash+ - $18,200 | Fidelity Visa -$10,000 | Sallie Mae- $10,000  | DCU Platinum $12,000 | Discover IT - $10,000 | Amex EveryDay - $25,000  | Amex BlueCash Everyday- $9,800 | Citi DoubleCash - $18,000 | Sapphire Preferred- $13,000 Freedom Unlimited$7,000 Blispay$12,000 | Chase Sapphire Reserve- $18,000 | Consumers Credit Union Visa Sig Cash Rebate$25,000

Message 16 of 42
Super Contributor

Re: freedom CLI using CSP HP

i just called twice. Nope they can't do it, or at least the people I talked to wouldn't do it Smiley Sad. Spoke to a supervisor as well on 2nd call. I asked if they can give me a CLI based upon my freedom or CSP inquiries for my Amazon Visa, and they said that is not possible.


I then asked if I am to take another inquiry hit for the CLI on my amazon visa, can I use this new inquiry for CLI on my Freedom and CSP as well. So I was basically trying to do 1 inquiry for 3 CLI on 3 cards, but they said it will be 3 separate inquiries for CLI on 3 cards. Supervisor explained the system wouldn't even let him do a CLI without an inquiry. 

 

Oh well, I'm not as lucky I suppose. 

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Message 17 of 42
Valued Contributor

Re: freedom CLI using CSP HP


lg8302ch wrote:
@credinocash
my plan...will app again in a mini spree but NEVER again for more than 2 cards...the fear of AA is simply not worth it. the new lenders are softing me all the sudden every 2 weeks and I do not blame them...just hope to survive until July w/o AA and then I can garden worry free...I learnt my lesson with this spree.
we might app about the same time?..see you in the garden

amex was my last app, besides taking a new account with no pull. 

 

since i got chase, i got 2 citizens cards, walmart, american eagle, and a car loan + the amex, and i have been fine. (it was over the course of 2 months though) 

Current: Discover Fico 709 3/15 Walmart Fico 743 4/15

Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Over 12 Months:9


2015 Goals:
Lower Utility
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000
Message 18 of 42
Contributor

Re: freedom CLI using CSP HP

Hm, I'm not sure what the policy is on this site about this, but I could pm you guys the name of the women who helped me if you want, who knows maybe she did another HP, but she said they didn't. So I hope not







Amex BCE $14k (backdated to 1/11), Chase Freedom $500 (11/2012)
Discover It Student $3k (3/13), Citi Dividend Platinum Visa $3k (3/13)
Capital One Cash Rewards Visa $3.5k (3/13)
Starting Score 3/20/13 - TransUnion FICO 758 - Goal Score 800
Message 19 of 42
Contributor

Re: freedom CLI using CSP HP

I'm sorry, I'm too lazy to look up what AA means, I'm on my phone, what is it?







Amex BCE $14k (backdated to 1/11), Chase Freedom $500 (11/2012)
Discover It Student $3k (3/13), Citi Dividend Platinum Visa $3k (3/13)
Capital One Cash Rewards Visa $3.5k (3/13)
Starting Score 3/20/13 - TransUnion FICO 758 - Goal Score 800
Message 20 of 42