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freedom CLI using CSP HP

Senior Contributor

Re: freedom CLI using CSP HP

@Psouz

4k and two months ago but it was card #4 in 2 months and not the only card I got recently....got from 2 BofA cards with 8,5k CL to 48,5k....that Citi card last month just got me in trouble with the 17k...hope I will survive the next 6 months without AA of any of the new lenders. I am so glad I did not hit the 3 x CLI for Amex and tried for 2x only. Today I would have kept the 5k and tried the CLI at a later stage not to alarm anybody Smiley Sad ...but what is done is done..
Message 11 of 42
Established Contributor

Re: freedom CLI using CSP HP

jsut called and was denied the same exact request.  maybe ill try later on today.

Capital One Quicksilver- $5,400 | Chase Freedom - $8,000 | Chase Freedom Unlimited- $13,000 | Chase Amazon -$5,000 | Priceline Visa -$10,000 | US Bank Cash+ - $18,200 | Fidelity Visa -$10,000 | Sallie Mae- $10,000  | DCU Platinum $12,000 | Discover IT - $10,000 | Amex EveryDay - $25,000  | Amex BlueCash Everyday- $9,800 | Citi DoubleCash - $18,000 | Sapphire Preferred- $13,000 Freedom Unlimited$7,000 Blispay$12,000 | Chase Sapphire Reserve- $18,000 | Consumers Credit Union Visa Sig Cash Rebate$25,000

Message 12 of 42
Contributor

Re: freedom CLI using CSP HP

Did you call the same number as I did? How long ago did you get approved for the CSP?







Amex BCE $14k (backdated to 1/11), Chase Freedom $500 (11/2012)
Discover It Student $3k (3/13), Citi Dividend Platinum Visa $3k (3/13)
Capital One Cash Rewards Visa $3.5k (3/13)
Starting Score 3/20/13 - TransUnion FICO 758 - Goal Score 800
Message 13 of 42
Senior Contributor

Re: freedom CLI using CSP HP

@credinocash
my plan...will app again in a mini spree but NEVER again for more than 2 cards...the fear of AA is simply not worth it. the new lenders are softing me all the sudden every 2 weeks and I do not blame them...just hope to survive until July w/o AA and then I can garden worry free...I learnt my lesson with this spree.
we might app about the same time?..see you in the garden
Message 14 of 42
Senior Contributor

Re: freedom CLI using CSP HP

@ zyzzus
sorry to hear..but don' t you get any staff benefits? treated the same way as everybody else?
Message 15 of 42
Established Contributor

Re: freedom CLI using CSP HP

approved for the CSP on the second.  i called the same number.

 

 

edit: I really don't try to leverage my employee status much on phone calls to be honest.  I fight harder for customers then I do myself lol.  I should call back and complain a bit more.

Capital One Quicksilver- $5,400 | Chase Freedom - $8,000 | Chase Freedom Unlimited- $13,000 | Chase Amazon -$5,000 | Priceline Visa -$10,000 | US Bank Cash+ - $18,200 | Fidelity Visa -$10,000 | Sallie Mae- $10,000  | DCU Platinum $12,000 | Discover IT - $10,000 | Amex EveryDay - $25,000  | Amex BlueCash Everyday- $9,800 | Citi DoubleCash - $18,000 | Sapphire Preferred- $13,000 Freedom Unlimited$7,000 Blispay$12,000 | Chase Sapphire Reserve- $18,000 | Consumers Credit Union Visa Sig Cash Rebate$25,000

Message 16 of 42
Super Contributor

Re: freedom CLI using CSP HP

i just called twice. Nope they can't do it, or at least the people I talked to wouldn't do it Smiley Sad. Spoke to a supervisor as well on 2nd call. I asked if they can give me a CLI based upon my freedom or CSP inquiries for my Amazon Visa, and they said that is not possible.


I then asked if I am to take another inquiry hit for the CLI on my amazon visa, can I use this new inquiry for CLI on my Freedom and CSP as well. So I was basically trying to do 1 inquiry for 3 CLI on 3 cards, but they said it will be 3 separate inquiries for CLI on 3 cards. Supervisor explained the system wouldn't even let him do a CLI without an inquiry. 

 

Oh well, I'm not as lucky I suppose. 

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Message 17 of 42
Valued Contributor

Re: freedom CLI using CSP HP


lg8302ch wrote:
@credinocash
my plan...will app again in a mini spree but NEVER again for more than 2 cards...the fear of AA is simply not worth it. the new lenders are softing me all the sudden every 2 weeks and I do not blame them...just hope to survive until July w/o AA and then I can garden worry free...I learnt my lesson with this spree.
we might app about the same time?..see you in the garden

amex was my last app, besides taking a new account with no pull. 

 

since i got chase, i got 2 citizens cards, walmart, american eagle, and a car loan + the amex, and i have been fine. (it was over the course of 2 months though) 

Current: Discover Fico 709 3/15 Walmart Fico 743 4/15

Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Over 12 Months:9


2015 Goals:
Lower Utility
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000
Message 18 of 42
Contributor

Re: freedom CLI using CSP HP

Hm, I'm not sure what the policy is on this site about this, but I could pm you guys the name of the women who helped me if you want, who knows maybe she did another HP, but she said they didn't. So I hope not







Amex BCE $14k (backdated to 1/11), Chase Freedom $500 (11/2012)
Discover It Student $3k (3/13), Citi Dividend Platinum Visa $3k (3/13)
Capital One Cash Rewards Visa $3.5k (3/13)
Starting Score 3/20/13 - TransUnion FICO 758 - Goal Score 800
Message 19 of 42
Contributor

Re: freedom CLI using CSP HP

I'm sorry, I'm too lazy to look up what AA means, I'm on my phone, what is it?







Amex BCE $14k (backdated to 1/11), Chase Freedom $500 (11/2012)
Discover It Student $3k (3/13), Citi Dividend Platinum Visa $3k (3/13)
Capital One Cash Rewards Visa $3.5k (3/13)
Starting Score 3/20/13 - TransUnion FICO 758 - Goal Score 800
Message 20 of 42