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freedom CLI using CSP HP

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zyzzus
Established Contributor

Re: freedom CLI using CSP HP


@PSouz wrote:
Hm, I'm not sure what the policy is on this site about this, but I could pm you guys the name of the women who helped me if you want, who knows maybe she did another HP, but she said they didn't. So I hope not

PM me the name and I'll see what I can accomplish.  I doubt she will have a direct line though.

 

EDIT:

 

AA=Adverse Action

Capital One Quicksilver- $5,400 | Chase Freedom - $8,000 | Chase Freedom Unlimited- $13,000 | Chase Amazon -$5,000 | Priceline Visa -$10,000 | US Bank Cash+ - $18,200 | Fidelity Visa -$10,000 | Sallie Mae- $10,000  | DCU Platinum $12,000 | Discover IT - $10,000 | Amex EveryDay - $25,000  | Amex BlueCash Everyday- $9,800 | Citi DoubleCash - $18,000 | Sapphire Preferred- $13,000 Freedom Unlimited$7,000 Blispay$12,000 | Chase Sapphire Reserve- $18,000 | Consumers Credit Union Visa Sig Cash Rebate$25,000

Message 21 of 42
PSouz
Contributor

Re: freedom CLI using CSP HP

Sent.







Amex BCE $14k (backdated to 1/11), Chase Freedom $500 (11/2012)
Discover It Student $3k (3/13), Citi Dividend Platinum Visa $3k (3/13)
Capital One Cash Rewards Visa $3.5k (3/13)
Starting Score 3/20/13 - TransUnion FICO 758 - Goal Score 800
Message 22 of 42
PSouz
Contributor

Re: freedom CLI using CSP HP

@lg I agree, in the last 2 weeks I've gotten 3 out of my 5 cards and doubled the CL on my became to 14k, I hope nothing like a FR from amex happens! Won't do that again, knowing what I know now







Amex BCE $14k (backdated to 1/11), Chase Freedom $500 (11/2012)
Discover It Student $3k (3/13), Citi Dividend Platinum Visa $3k (3/13)
Capital One Cash Rewards Visa $3.5k (3/13)
Starting Score 3/20/13 - TransUnion FICO 758 - Goal Score 800
Message 23 of 42
enharu
Super Contributor

Re: freedom CLI using CSP HP

please send it to me too if you don't mind. do you have an extension for her?

 

you will be fine and dont have to worry about FR as long as you're not owing huge balances on any of your cards. Even if you do get FR, it is not the end of the world. Submit whatever they ask for, and explain whatever you've done, and you should be fine since it's just applying for some new credit cards.

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Message 24 of 42
PSouz
Contributor

Re: freedom CLI using CSP HP

Sent. And thanks, I hope so!







Amex BCE $14k (backdated to 1/11), Chase Freedom $500 (11/2012)
Discover It Student $3k (3/13), Citi Dividend Platinum Visa $3k (3/13)
Capital One Cash Rewards Visa $3.5k (3/13)
Starting Score 3/20/13 - TransUnion FICO 758 - Goal Score 800
Message 25 of 42
lg8302ch
Senior Contributor

Re: freedom CLI using CSP HP

@Psouz
I am sure double should be fine for you but mine was like 5 x...was probably the lesson that I needed!
Message 26 of 42
PSouz
Contributor

Re: freedom CLI using CSP HP

No, I doubled it on one card, All together went from 8100 to 30k







Amex BCE $14k (backdated to 1/11), Chase Freedom $500 (11/2012)
Discover It Student $3k (3/13), Citi Dividend Platinum Visa $3k (3/13)
Capital One Cash Rewards Visa $3.5k (3/13)
Starting Score 3/20/13 - TransUnion FICO 758 - Goal Score 800
Message 27 of 42
lg8302ch
Senior Contributor

Re: freedom CLI using CSP HP

oh that makes me feel better..not the only one that got a bit "crazy" apping..
Message 28 of 42
PSouz
Contributor

Re: freedom CLI using CSP HP

Yeah, I've had amex for 2 Years (zynz until Jan when j got my bce, canceled the zync in march), and never late or anything, I'm hoping that's long enough for them not to care about my new cards







Amex BCE $14k (backdated to 1/11), Chase Freedom $500 (11/2012)
Discover It Student $3k (3/13), Citi Dividend Platinum Visa $3k (3/13)
Capital One Cash Rewards Visa $3.5k (3/13)
Starting Score 3/20/13 - TransUnion FICO 758 - Goal Score 800
Message 29 of 42
zyzzus
Established Contributor

Re: freedom CLI using CSP HP

I spoke to an agent in the same office not the same agent as the OP.  She said since the pull was from the same month she could use that to accomplish a CLI on my freedom.  I requested 5K from the current limit.  Thank you for the info OP I'll reporton how it goes on Monday or Tuesday the expected time frame in which I'll know yay or nay.

Capital One Quicksilver- $5,400 | Chase Freedom - $8,000 | Chase Freedom Unlimited- $13,000 | Chase Amazon -$5,000 | Priceline Visa -$10,000 | US Bank Cash+ - $18,200 | Fidelity Visa -$10,000 | Sallie Mae- $10,000  | DCU Platinum $12,000 | Discover IT - $10,000 | Amex EveryDay - $25,000  | Amex BlueCash Everyday- $9,800 | Citi DoubleCash - $18,000 | Sapphire Preferred- $13,000 Freedom Unlimited$7,000 Blispay$12,000 | Chase Sapphire Reserve- $18,000 | Consumers Credit Union Visa Sig Cash Rebate$25,000

Message 30 of 42
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