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@Tryon2improve wrote:Over 15 cards with AA0A at 1year. That would be tough for Chase in my opinion, but seeing you have some others with high limits you could very well get the increase you are looking for. I say it is 50/50.
i got my auto cli at 5 months 500 to 1k as we stated before (apped for freedom 7/26) with heavy usage.
the only thing im thinking is that they don't take into account store cards into the mix.
so if you had another card report 5-10k its possible they could match it.
if you call in for the cli though it will be a hard pull and why waste one to close the account.... just my 2cents
Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23 Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE | Buy A Home Earn Cash Back | Amex Zync(Unicorn) Chase Freedom$1500 Discover IT$7,400 Citi DC $10,000 Citizens Mastercard$7,000 |
@jsickz32 wrote:
Well i tried last night and was denied. Weird thing is i been checking if ive gotten an HP but nothing. Maybe itll show up later.
Dang , how much did you asked for? Did you call the regular CSR or underwriting?
@jsickz32 wrote:
I did it online because dont really like talking on the phone. I asked for 5k hoping they would counter but nope. I just paid the $50 balance i had on the card and threw the card somewhere inside my closet lol chase just doesnt like me.
I have not seen a credit increase button on Chase's website. How did you do it online?
@jsickz32 wrote:
You send them a private message saying you want a credit limit increase and they respond asking for annual income etc.
Ahhh....ok. Thanks. Hopefully they didn't do an HP on you, but if they did, are you going to try to Recon since you would already have the credit ding?
@jsickz32 wrote:
Can you recon cli requests?
Absolutely you can!!