I think you have a chance - especially if your scores are in the low to mid 700s. Even if you get denied, Chase is always good with recon so there's that. Good luck!
im gonna need a recon script, just in case.
some one wanna provide me with that?
Personally, I wouldn't app for chase right now. I would wait till after the Amex 61 day cli reports. Here is my reasoning. Chase is generous with initial CLs, but their cli policy is not credit score friendly as all clis are HP. So if you applied today and was successful, you would be lucky to get 1k or 1.5k cl given what is reporting to your credit report. However if you wait the 2-3 months for Amex 61 day cli to go through (hopefully) and report then you would show a 6k Amex card and have longer history of credit card use. At that point, chase giving you a cl of 5k to 7.5k or even higher is entirely possible if not likely. Of course you will need to really sculpt your reported utilization between now and then to maximize your credit profile but it will be worth it.
LIMITS IN CARD DESCRIPTIONS
Btw, if you do get chase in the 3ish month period, I would wait for chase to report. Then I could call capital one EO and ask for cli of 7.5k and likely get 5k and PC to quicksilver or quicksilver like rewards. This will all be done via soft pull. Once capital one reports new cl, I would call discover and ask for cli to 7.5k and get maybe 5k again. So in 5-6 months, you could have Amex at 6k, chase at 5-10k, cap one at 5ishK, and discover at 5ishK. Then you could garden in peace with entirely new credit profile.
received dreaded 30 day message, anyone wanna provide me with recon script as i feel like its gonna be a denial
NO
Here's why......
1. Any additional inquiries with a file as thin as yours will likely prevent you from receiving you 61day 3x CLI with AMEX.
2. If /when you receive that 3x CLI and allow the new CL to report you can initiate the Chase app with greater chances of a higher limit.
3. AMEX likes to see some USAGE. Juggling 2 cards is not the move with new accounts, make it your primary card until you see an increase.
Good luck, 61 days isn't far....
Which Chase are you going for?
There is no magic script - you're just going to ask them to reconsider your denial/CL etc. You can explain changes on your CR and maybe talk about your recent approval.
@cck5 wrote:received dreaded 30 day message, anyone wanna provide me with recon script as i feel like its gonna be a denial
shoot.... I was a little slow with the advice. Which Chase card did you app for?
freedom.
Problem is none it will show up on credit report. And if you talk about changes to your cr, don't be surprised if analyst pulls another cr which won't show new Amex card which will have to make the analyst decide if you are telling truth with no evidence. I think it was mistake to app for chase again.