just received my citi diamond preferred mc

darkfrosty · ‎04-15-2013

So finally after two weeks i got my approval and just received my card today. It came with my experian cs .. which was 702

That is awful. My Experian score is my lowest by far. Both my eq and tu are above 750. Experian has 3 hard pulls. I only have one late report which

is on all three reports which i will know if it is being taken off this week. Besides that my report is clean. Utilization is around 20% which will drop a lot in the next two months.

sucks because I was planning on applying for a amex credit card for backdating and also an ink bold

what is it with companies pulling exp the most.

CSR | Ink Business Preferred | Amex Platinum | NFCU Cash Rewards

enharu · ‎04-15-2013

I know.... Same situation for me! Almost everyone is pulling EX.

Grats on your approval!

Btw do you own a business or is authorized to apply on behalf of your firm?

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).

darkfrosty · ‎04-15-2013

im a co-owner of a business

CSR | Ink Business Preferred | Amex Platinum | NFCU Cash Rewards

enharu · ‎04-15-2013

I would just go ahead with the ink and Amex app before the new account reports then

Amex and chase seems to have issues with ppl applying for new account right after one is opened recently.

Best of luck!

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).

darkfrosty · ‎04-15-2013

i had applied for a bce and got decline about 25 days ago because of my experian score .. I cant decide between SPG or BCP .. i dont want a ton of cards .. I already have 5 plus an AU on a two other cards

CSR | Ink Business Preferred | Amex Platinum | NFCU Cash Rewards