lowes

[MsLadyRover]

Congrats OP!

[cflowers0115]

I recently applied online and was approved at $1,000. I instantly called and asked for a credit limit increase so I could redo my bathroom. Asked for $5,000 and they instantly approved the limit increase and it was available immediately. This was about 15 minutes after approval, so you can def call now and ask for increase.

[mrlh1980]

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@cflowers0115 wrote:

I recently applied online and was approved at $1,000. I instantly called and asked for a credit limit increase so I could redo my bathroom. Asked for $5,000 and they instantly approved the limit increase and it was available immediately. This was about 15 minutes after approval, so you can def call now and ask for increase.

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Don't bother. Use the card and make a payment then use call the credit solution next month. Allow a payment to be seen on the account. I know you felt like "I should have asked for more since I was approved for 5,000.00k."

[Shogun]

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@juggalo9er wrote:

approved for $500 , applied in store as soon as i found out my home loan was funded. anyone know how quickly lowes can grow?

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Mine started at $550 about 18 months ago.  It's at $8500 now.  So it can grow.

[OnTheRebound]

My wife's lowes started at $2000 then went to $4000 then ended up at $10000 at way under a year.

I tried for a CLI two more times but they refuse to go any higher. 

I haven't tried in a couple years or longer.

I've been thinking about hitting the button again. But I don't know. It's still a soft pull right?

[Kenny]

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@juggalo9er wrote:

approved for $500 , applied in store as soon as i found out my home loan was funded. anyone know how quickly lowes can grow?

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Very quickly! Congrats!

[juggalo9er]

i did not read the fine print.....apparently if your a veteran, you already can recieve 10% off at lowes....this renders the 5% for using the card obsolete

[750orbust]

I applied in store two weeks ago and instantly approved for $1,000. Immediately went shopping in the store and at checkout I asked the cashier to request a CLI and was approved for $6,000. The next day, feeling a bit greedy, I went back to the store and told them I wanted to purchase carpet and I'd like to finance it on the card but would like my CL to be higher if I were to do so. So they asked me how much I'd like and I told them $8,500 and was again instantly approved. It's been so easy so far that I've been considering going back again and asking for $15,000. If approved for that my utilization will be almost nothing. Should I go for it or not. Do I have anything to lose?

[mrlh1980]

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@750orbust wrote:

I applied in store two weeks ago and instantly approved for $1,000. Immediately went shopping in the store and at checkout I asked the cashier to request a CLI and was approved for $6,000. The next day, feeling a bit greedy, I went back to the store and told them I wanted to purchase carpet and I'd like to finance it on the card but would like my CL to be higher if I were to do so. So they asked me how much I'd like and I told them $8,500 and was again instantly approved. It's been so easy so far that I've been considering going back again and asking for $15,000. If approved for that my utilization will be almost nothing. Should I go for it or not. Do I have anything to lose?

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Hmm... you should try calling the credit solutions and ask them for 15,000.00$. Also, it's only a soft inquiry which you have nothing to worry about on your credit reports

[Pupeitmeister]

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@juggalo9er wrote:

i did not read the fine print.....apparently if your a veteran, you already can recieve 10% off at lowes....this renders the 5% for using the card obsolete

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but wouldn't 10% off, PLUS the special financing make it easier on your monthly budget? .. not quite obsolete IMHO.