planning my app spree

[drkaje]

The BCP wears clear.

Perfect card for someone who likes "Burn Notice".

[FinStar]

---

@burnednotice wrote:
Thanks for the encouragement, but I'm not sure I'm ready for the CSP and Barclays lol.
I do mean the BCP and not the BCE as I plan to spend a lot on groceries.
Discover and quicksilver are feeling like great possibilities.
I initiated a request for CLI on Freedom through the Secure Message Center and they replied back asking for income and requested amount. Should I continue with this, or app for either CSP or the Amazon Chase visa?

---

If you're not concerned with inquiries, keep in mind that a request for CLI will be HP and whenever (and if) you apply for CSP or Amazon Visa it will be another HP.  IMO, why not just apply for either CSP or Amazon Visa (see which one will be of most value/benefit to you), and if approved, then you can allocate any extra CL to the Freedom....just a thought.

[burnednotice]

Yes I would be concerned about HP and don't want to waste any, hence my hesitance to app for CSP and Barclay Arrival. Anecdotal evidence on Barclay is all over the map, but generally seem to be inquiry sensitive.
I'm not really sure what to expect with the CSP other than they seem to want to see other tradelines with $3-5000+.

[lmashimaru]

I think the Freedom CLI or Amazon card are your best bets right now. CSP may be mutiple factors that they use to consider, but it is also a started min of 5k. Freedom and Amazon are probably much easier to request a CLI or APP for at this point. That is until you have a higher score / bigger total CL.

You can also as previous poster has said try to move your Freedom CL to a CSP card.

[Joebunaga]

IMHO, after looking back at the miss-steps I made, I think I'd go with the BCP to start with. hope for a $2k TL that you can x3 in 61 days. Then you'd have a single TL over the $5k threshold. Then re-evaluate.1 HP and a two month wait might be worth it just to see what opens up afterwards.

If there was another useful option that would get you a $5k limit thats what I would shoot for, but I didn't see one in your list that struck me as a good bet . Getting past $5k opens doors.

[lmashimaru]

Whatever you do, Good Luck on your APP Spree!!! hopefully in 1 year i'd have rebuilt my credit enough to do one .

[titanofold]

---

@burnednotice wrote:
Yes I would be concerned about HP and don't want to waste any, hence my hesitance to app for CSP and Barclay Arrival. Anecdotal evidence on Barclay is all over the map, but generally seem to be inquiry sensitive.
I'm not really sure what to expect with the CSP other than they seem to want to see other tradelines with $3-5000+.

---

All the postings I've seen where the applicant is otherwise perfect but denied the CSP is on the basis that they did not have a $5k limit on an existing account. I don't think CRs have a memory of CLs, so as soon as you get one TL above $5k you might be good to go.

[nitrov]

---

@burnednotice wrote:
Thanks for the encouragement, but I'm not sure I'm ready for the CSP and Barclays lol.
I do mean the BCP and not the BCE as I plan to spend a lot on groceries.
Discover and quicksilver are feeling like great possibilities.
I initiated a request for CLI on Freedom through the Secure Message Center and they replied back asking for income and requested amount. Should I continue with this, or app for either CSP or the Amazon Chase visa?

---

I personally think you should wait on CSP or another Chase card. If you want to pursue the CLI on Chase, that's your call, but I agree that you're better served going with an Amex revolver and waiting on the CSP until you have a higher CL. I definitely think you should go for USAA still, not sure why that one isn't on your radar but you're almost guaranteed an awesome CL there based on the info you provided.

Discover will likely approve you, but keep in mind they are VERY conservative with CLs to people with existing low CLs. IMHO I would wait on Discover if you want high CLs and maybe do that in 6 months along with your CSP. I still think Quicksilver is a good bet for you as well.

[burnednotice]

I pulled the trigger on the Amex BCP. Instantly approved for a temp limit of $500, and the full credit limit when I receive the card will be ..... $10,000 !!!!!

I was so stunned that I kept reading it again and again to make sure my vision was not blurred.

Apped for the Barclay Arrival and instantly approved for $1300!!

Now debating if I should follow through with the rest of the spree, or let these report first. My concern would be applying now and getting lower starting limits than I could have after the Amex 10k reports!!
Especially since I've read CapitalOne is stingy on CLI and Chase is a HP each time!

[blk8]

I would app for the Discover IT and call it a day.... 3 solid cards you have. Dont waste your time with cap 1.