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Just got approved for Unify FCU Fixed Rate Platinum Visa with $10K starting limit and 9.99% fixed rate interest.
As I filled out the application it stated in red letters that I was pre-approved for $10k in unsecured credit so I only asked for that amount, not wanting to tempt fate, and having been granted a 15k PLOC by them just a few days ago.
I don't know yet if they used the same EX pull they used a few days ago for the line of credit and/or membership.
As before they indicated a need for proof of income so I emailed them my most recent paystub.
My understanding is that Unify uses FICO EX Auto 2, which in my case stood at 746 two weeks ago.
I was just looking at your signature in another post and I saw that Unify card...I was wondering when that happened...now I know! Very good data points, thank you for sharing.
Congrats!
@Anonymous wrote:I was just looking at your signature in another post and I saw that Unify card...I was wondering when that happened...now I know! Very good data points, thank you for sharing.
Congrats!
Thanks Co_Native Yeah I couldn't wait to tell you folks
they pull regular fico 2 it isnt the auto fico 2 im told.
@mrldp40 wrote:they pull regular fico 2 it isnt the auto fico 2 im told.
I got turned down by them for something about 5 months ago and the score they pulled appeared to be the FiCO Auto 2, not the FICO 2.
But I don't know.
Thanks, AverageJoesCredit
yes theres so many different score model . congrats on new card ,your selection of cards is very impressive
Way to go sj!
Another really nice addition to your overall credit profile i must say
Congratulations!!
Congratulations, SouthJamaica! Unify just took over my small, company-specific credit union. I've been curious about them. I can't apply for anything until my mortgage app is complete, but they are definitely one of my targets in the coming months.