"In The Navy"--NFCU

[Credit-hoarder]

Took advantage of them loosening the membership rules by allowing vets in and joined the other evening. Was going to wait until January to app for a card, but decided to do it now and let the INQ age a little by then. Cash Rewards...the fair--SL $5K (same SL B of A gave me on my Cash Rew. and 1 yr 3 mos later it's now at $20K)...the great--got Visa Sig. version AND THE LOWEST RATE allowed for this card, currently 10.65%--something I've only ever had once before with my Citi DP. Some stats: EQ=682 Fico 8--0 INQs in the last year--UTL 3% across all cards. In the 'garden" until January when I try for CLI's on B of A Cash and BBVA AMEX. MIGHT try for a 2nd NFCU card next Summer.

UPDATE: Turns out for the CC they pulled TU--I thought almost 100% they would pull EQ. TU stats before app: 701 Fico 8 (my best of the 3)--INQs=4 in the last year (worst of the 3--all from CLIs not new CCs) UTL=2%

[scarfa21]

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@Credit-hoarder wrote:

Took advantage of them loosening the membership rules by allowing vets in and joined the other evening. Was going to wait until January to app for a card, but decided to do it now and let the INQ age a little by then. Cash Rewards...the fair--SL $5K (same SL B of A gave me on my Cash Rew. and 1 yr 3 mos later it's now at $20K)...the great--got Visa Sig. version AND THE LOWEST RATE allowed for this card, currently 10.65%--something I've only ever had once before with my Citi DP. Some stats: EQ=682 Fico 8--0 INQs in the last year--UTL 3% across all cards. In the 'garden" until January when I try for CLI's on B of A Cash and BBVA AMEX. MIGHT try for a 2nd NFCU card next Summer.

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Congrats!!,, not so much on the Village people quote tho

[Anonymous]

Congrats on joining Navy and for your new card! I think you will enjoy both the credit union and the card!!! 

[A1Credit]

Congratulations!  Decent SL.

[Anonymous]

Ahhh another satisfied NFCU customer that's "in the Navy". Love it!

[shoegal]

Congrats!!

[Anonymous]

Congrats!!

I too finish a pending application from 2006 and joined.  Opened checking/savings, applied for NFCU Cash and approved for $6.5k, two days later applied for CLOC and approved for $15k.

[Anonymous]

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@Anonymous wrote:

Congrats!!

I too finish a pending application from 2006 and joined.  Opened checking/savings, applied for NFCU Cash and approved for $6.5k, two days later applied for CLOC and approved for $15k.

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c00mtg that is awesome. Congratulations 

[K-in-Boston]

Congrats, but veteran or not you can't take my Village People thread title!  LOL

I joined Navy League to join through the back door but never got around to actually jumping through the hoops to make it happen, and was delighted when I found out they began accepting veterans earlier this year!  Welcome to the club, thanks for your service and nice job on securing the lowest APR.

[Credit-hoarder]

Thanks everyone that replied Looking forward to the NFCU relationship! Sorry about that K--goes to show that great minds really do think alike-