shopping cart trick worked!

Anonymous · ‎03-07-2017

After trying the last couple weeks; I finally got 2 to pop. Got a 250 CL for Jcrew and a 500 CL for Victoria Secret. Being a single guy i am not too sure how i am going to use the VS card but i do buy my mom lots of candles at Bath and Body Works and this card works for that store also. I am trying to rebuild my credit and after getting a open sky secured credit card and these 2 new cards; plus being added as an auth user to my moms Discover Card, Walmart and Target; I think i am good. My mortgage got bought from Chase to Carrington MS a few months ago and Carrington is not reporting to the 3CB yet but once they do; i should have a nice boost. Along with paying off collections with PFD letters and enrolling for a student loan rehab I am excited to see what happens in the next 12 months. Thank you to all the people at MyFico.

jc2 · ‎03-07-2017

Congrats. This forum has been a huge help on my credit recovery journey.

SunriseEarth · ‎03-07-2017

@Anonymous wrote:
After trying the last couple weeks; I finally got 2 to pop. Got a 250 CL for Jcrew and a 500 CL for Victoria Secret. Being a single guy i am not too sure how i am going to use the VS card but i do buy my mom lots of candles at Bath and Body Works and this card works for that store also. I am trying to rebuild my credit and after getting a open sky secured credit card and these 2 new cards; plus being added as an auth user to my moms Discover Card, Walmart and Target; I think i am good. My mortgage got bought from Chase to Carrington MS a few months ago and Carrington is not reporting to the 3CB yet but once they do; i should have a nice boost. Along with paying off collections with PFD letters and enrolling for a student loan rehab I am excited to see what happens in the next 12 months. Thank you to all the people at MyFico.

Congrats on approvals x2! There are quite a few guys on the forum who have (or have had) VS. When I had mine, I used it at BBW, so that'll probably work for you, too. The men's lines are pretty good there.

AverageJoesCredit · ‎03-08-2017

Congrats

Yeah, being single guy , use the BB&B line

Just to be safe lol.

But seriously you never know when you get that SO, so nice pickup

MrsCHX · ‎03-08-2017

Good job! You're off to a great start! And with no HPs to boot.

NFCU: $25,000; PenFed Power Cash Rewards: $3,500; PenFed Gold: $2,500; Capital One: $2,300; Nordstrom Visa: $2,000; Credit One: $1,250
Amazon: 800; Kohls: $1,500

Anonymous · ‎03-08-2017

Congrats on the SP approvals.

You may be able to get a CLI on the JCrew when you set up the account online. Mine went from 250 to 450 right after approval. It has been my best grower, too, moving all the way to 8,300 in about 9 months all through SPs

MrsCHX · ‎03-08-2017

@Anonymous wrote:
Congrats on the SP approvals.
You may be able to get a CLI on the JCrew when you set up the account online. Mine went from 250 to 450 right after approval. It has been my best grower, too, moving all the way to 8,300 in about 9 months all through SPs

In contrast to mine that was open 13 months and remained at $250. Closed it today.

NFCU: $25,000; PenFed Power Cash Rewards: $3,500; PenFed Gold: $2,500; Capital One: $2,300; Nordstrom Visa: $2,000; Credit One: $1,250
Amazon: 800; Kohls: $1,500

Anonymous · ‎03-08-2017

Carrrington Carrington is a high toucher server for mainly BOA. Be very careful

Anonymous · ‎03-08-2017

my jcrew was siting at $250 for 14 months, and one day i increased in increments of $300 all the way to $4450

601flyguy · ‎03-09-2017

Sct helped my credit go from low 400s/no credit to 721 in 6 months.

2019 Spend Summary
$944,008 Amex BRG
$91,953 Amex SC
$58,351 Discover It
$50,046 BofA CR
$36,146 Amex PRG
$6,774 Cap1 QS
$963 Amex CM

$1,188,241 Yearly Spend