Reply
Member
snoopycr
Posts: 14
Registered: ‎03-01-2014
0

small auto CLI from Discover. Any options for bigger increase?

I got my Discover IT card in 11/13 with a $1000 CL. I just got an auto CLI from them for another $250.

 

Kinda dissapointed it wasn't more. Are there any options to get a bigger CL from them? I really don't want a hard pull with discover 

 

Thanks

Discover Fico 737 | Experian Plus 734
Total CL from 8 cards: $43,400
Epic Contributor
Creditaddict
Posts: 21,553
Registered: ‎10-23-2007
0

Re: small auto CLI from Discover. Any options for bigger increase?


snoopycr wrote:

I got my Discover IT card in 11/13 with a $1000 CL. I just got an auto CLI from them for another $250.

 

Kinda dissapointed it wasn't more. Are there any options to get a bigger CL from them? I really don't want a hard pull with discover 

 

Thanks


You can request sp cli every 90 days with discover... They will come back and tell you yes or no or if they need to hp if you want to go further because nothing available with sp.

but only having the account 4 months your doing better then many!! Discoveries ultra conservative and my partner and I have never seen any auto cli in over a year of having the card or been able to get sp cli's!

Fico Scores: EQ- 653 Cap1., TU 696 Walmart, EX 695 Chase (11-05-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
65 Cards and Counting :smileytongue:
Member
snoopycr
Posts: 14
Registered: ‎03-01-2014
0

Re: small auto CLI from Discover. Any options for bigger increase?

Ok. Then I'm happy. I only use it for the 5% cashback categories. so the CL is not a big deal. So far its only restaurants, and always disappointing when the waitress says they don't accept discover.

 

Thanks for the feedback!

Discover Fico 737 | Experian Plus 734
Total CL from 8 cards: $43,400
Frequent Contributor
striehl8212
Posts: 325
Registered: ‎03-01-2014
0

Re: small auto CLI from Discover. Any options for bigger increase?

Like Creditaddict said, Discover can be ultra conservative at times. I received an auto-increase of $500 around Christmas (1 year)  and a SP increase of $800 last weekend. Discover may be stingy at times, but they are a great company to work with. You treat them right, they will treat you right. Great customer service. 

March 2014: EX 693 I EQ 672 I TU 694
September 2014: EX 721 I EQ 741 I TU 742
Valued Contributor
gdale6
Posts: 9,263
Registered: ‎12-13-2013
0

Re: small auto CLI from Discover. Any options for bigger increase?

Grats on your CLI :smileyhappy:

 

Only option is HP if wont wait for sp increases.

EX Cred Ses 08/14: 767 ; EX Fico 04 V2 06/14: 775; EX Fico 08 07/14 778 ; EX Fico 08 BC 07/14: 800
EQ Fico 05/14 781 ; EQ MPM 07/14: 721
TU Fico 8 07/14: 719; TU MPM 06/14 706
Valued Contributor
-Wade-
Posts: 12,624
Registered: ‎08-13-2013
0

Re: small auto CLI from Discover. Any options for bigger increase?


snoopycr wrote:

I got my Discover IT card in 11/13 with a $1000 CL. I just got an auto CLI from them for another $250.

 

Kinda dissapointed it wasn't more. Are there any options to get a bigger CL from them? I really don't want a hard pull with discover 

 

Thanks


congrats on your auto-luv :smileyhappy:

Old user name newportguy*** Current Score: myFico EQ - 806 (04/04/2014) Discover TU Fico - 813 (09/02/2014) myFico EX - 804 ( 07/08/2014 ) ******* Amex - BCP 10 K * Discover - IT 10.5 K * U.S. Bank Cash + Visa Signature 8.8 K * PenFed - Cash Rewards 5 K * Amex - GDSM 5 K ****** FICO 800 Club Member ******* EQ 806 *** TU 813 *** EX 804 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 830's Scores ******
Senior Contributor
alvon123
Posts: 8,278
Registered: ‎09-24-2013
0

Re: small auto CLI from Discover. Any options for bigger increase?


gdale6 wrote:

Grats on your CLI :smileyhappy:

 

Only option is HP if wont wait for sp increases.


+1


Frequent Contributor
sarkell
Posts: 345
Registered: ‎02-27-2013
0

Re: small auto CLI from Discover. Any options for bigger increase?

I have a 3k limit and still no cli. I have high utility right now I'm thinking that's why. Well see if anything happens at a year I may do a hp then.
Cards: CSP $5k, Capital One Cash Rewards VS $3100, Discover it $3k Capital One MasterCard $600, Orchard Bank $3k, Barclays Rewards MC $1250 Gapcard $900, BR $300, Neiman Marcus $1k, Macys $1200 Walmart $500
In the garden until I can get a BCP

Starting Score: 534
Current Score: 682 EQ SW 660 TU 636 EX 3/26/13
Goal Score: 720


Take the myFICO Fitness Challenge
Community Leader
Super Contributor
ArmyVietVet
Posts: 5,356
Registered: ‎10-03-2008
0

Re: small auto CLI from Discover. Any options for bigger increase?

Congrats! My first CLI was auto $250. Around a year and one-half they gave me a SP CLI of $2250. At about three years they gave me a SP CLI of $1500. The CL is slowly growing without HPs.


Starting Score: 760
Current Score: 810
Goal Score: 850


Take the myFICO Fitness Challenge

Take the myFICO Fitness Challenge

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}