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sportman's guide approval 8k

Valued Member

sportman's guide approval 8k

Been planning for weeks, was about to do my app spree today, first step is to unsecure my boa secured card. It's columbus day and the boa secure department is closed. Gotta start the app spree tomorrow or Wednesday.

So, I decided to try the " well known " shopping trick on sportman's guide...instant approval and I called the number, the nice lady said I was approved for 8k.

It's a big deal for me, since I have only 2 secured cards and only 10 months of credit history. Plus, no hp at all.

Just wonder should I delay my app spree until this 8k account post so that the future lender will try to match or go beyond the limit? Or I just go for it on tomorrow or wednesday? Currently I just have 2 secured cards on my report, 4k limit each.

After years of spending cash, I wanna build some credit
Message 1 of 62
61 REPLIES
Moderator

Re: sportman's guide approval 8k

Wow, $8k, congrats!  I'm surprised more people don't go for this card than they do.

 

If you wait for this account to pop up on your reports (mine took 1 month just to do so), you might as well delay your entire spree for a good 6 months.

Message 2 of 62
Moderator Emerita

Re: sportman's guide approval 8k

Message 3 of 62
Regular Contributor

Re: sportman's guide approval 8k

Wow OP what card is this? Never heard of it... Sounds like something I should look into!

Starting Score: EXP 615 | TU 610 | EQ 635
Current Score: EXP 719 (lender pull 10/15) | TU 707 | EQ 700 (lender pull 10/25)
Goal Score: 740
Message 4 of 62
Regular Contributor

Re: sportman's guide approval 8k

PS- CONGRATS!!! Smiley Happy That is a big win for a first unsecured card! Smiley Happy

Starting Score: EXP 615 | TU 610 | EQ 635
Current Score: EXP 719 (lender pull 10/15) | TU 707 | EQ 700 (lender pull 10/25)
Goal Score: 740
Message 5 of 62
Senior Contributor

Re: sportman's guide approval 8k

Isn't this backed by Comenity?
Congrats!!!
Ive never seen a Comenity backed card this high!
Very weird, but you did good, hon!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 6 of 62
Valued Contributor

Re: sportman's guide approval 8k

I can think of two reasons why this card isn't more popular.

 

1. The products they carry limits the audience

2. The card isn't very attractive (IMO)

 

But Congrats! 8k is huge!


   3/12 $3500     6/12 $1200      10/12 $1500   12/12 $3400    6/13 $12000      7/13 $5000      7/13 $2500       8/13 $2000    8/13 $6000

  | CSP (AU) $12,000 | Amex PRG (AU) | United $6,000 | OCCU $12,000 | Ink Bold | GM $3,200 | DCU $7500 | Luthansa $9000 | SPG $6,000 | Citi AA Executive $11,000 | Ink Plus $5,000                                                                         | EX 2/7 697 | EQ 10/27 721 | TU 12/15 719 |

Message 7 of 62
Valued Member

Re: sportman's guide approval 8k

I have no idea as well, I only expect about 1- 2k. I applied it because of no af, only sp that won't hurt my coming app spree. my aoaa is short anyway.

I think it's weird as well. Hopefully they won't cld me in the future.

After years of spending cash, I wanna build some credit
Message 8 of 62
Moderator

Re: sportman's guide approval 8k


wHiTeSoL wrote:

I can think of two reasons why this card isn't more popular.

 

1. The products they carry limits the audience

2. The card isn't very attractive (IMO)

 

But Congrats! 8k is huge!


It's a soft pull for a Visa backed card that you can use anywhere.  Unless you'd rather take a $250 Express card, this is the best thing you can get if rebuilding.

 

I got mine at $5k back in the middle of my rebuilding and kicked myself for ever opening Express or J. Crew cards.

Message 9 of 62
Valued Member

Re: sportman's guide approval 8k

I just got approved for this card on Saturday.  I go t the popup message a couple of weeks ago and declined.  After I thought about it, I figured what the heck.  So I went back this weekend hoping that I would get the pop up again and I did.  Don't know what my CL is yet.  I'm optimistic about your 8K!  Congrats!

 

 



Starting Score: 595
Current Score: EX 690 TU 682 EQ 661 Walmart Fico 684
Goal Score: 700 across the board


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Message 10 of 62