Re: woo finally got my BCE Card~

mikey78 · ‎10-12-2014

gotta new shiny card Amex BCE CL 5,500 woohooo

now gotta work on paying down my debts (

(debt/Credit)

Discover 3,600/1,1900

Cititbank 1,500/2,000
Chase Freedom 2,300/5,300

BofA 123 4,100/5,000

Barclaycard 1,400/2,300

Cap one Quicksilver one 30.00/5000

Total 12,900/31,500

I'm going to BT Freedom, Barclaycard, and BOFA to my Discover to consolidate my debt (wonder if that's a good idea >.<

Current score TU 708, EX 686 EQ 715
Status I.T.Garden Till 08/2014

taxi818 · ‎10-12-2014

@mikey78 wrote:
gotta new shiny card Amex BCE CL 5,500 woohooo

now gotta work on paying down my debts (

(debt/Credit)

Discover 3,600/1,1900
Cititbank 1,500/2,000
Chase Freedom 2,300/5,300
BofA 123 4,100/5,000
Barclaycard 1,400/2,300
Cap one Quicksilver one 30.00/5000
Total 12,900/31,500

I'm going to BT Freedom, Barclaycard, and BOFA to my Discover to consolidate my debt (wonder if that's a good idea >.<

Congrats. Welcome to the family.

Kenny · ‎10-12-2014

@mikey78 wrote:

I'm going to BT Freedom, Barclaycard, and BOFA to my Discover to consolidate my debt (wonder if that's a good idea >.<

Just don't max it.

Take the myFICO Fitness Challenge

chalupaman · ‎10-12-2014

Congrats! Just be careful with that transfer over to Discover and really commit to try to pay a lot of that down.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down

coldnmn · ‎10-12-2014

Congrats! Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17

mikey78 · ‎10-12-2014

@Kenny wrote:
@mikey78 wrote:

I'm going to BT Freedom, Barclaycard, and BOFA to my Discover to consolidate my debt (wonder if that's a good idea >.<
Just don't max it.

DUDE,!!! CRAP! i didn't max it out but it's kinda close lol

i think i have maybe 1200 CL left?

Current score TU 708, EX 686 EQ 715
Status I.T.Garden Till 08/2014

Anonymous · ‎10-12-2014

Congrats!

Zorasmiles · ‎10-12-2014

Congrats on the new TL! GL on paying down your current debt totals.

FICO scores are your calling card to the business world. Build a negative reputation and those doors are hard to open, find that perfect balance of credit responsibility and those doors open when you desire them.