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Congrats???
Congrats !
By next year, I will be there too. Well minus my car payment and mortgage but no CC debt
I thought 1% util is better than 0?
congrats
@minipoly1 wrote:I thought 1% util is better than 0?
for score purposes it is. but for not having too pay anything its not
Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23 Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE | Buy A Home Earn Cash Back | Amex Zync(Unicorn) Chase Freedom$1500 Discover IT$7,400 Citi DC $10,000 Citizens Mastercard$7,000 |
That's Great!! Good job!!
@creditnocash wrote:
@minipoly1 wrote:I thought 1% util is better than 0?
for score purposes it is. but for not having too pay anything its not
Haha, I think you do have to pay, it's the matter of paying BEFORE or AFTER statement cut